I always say that I am an anti-financial advisor, but I used to be a financial advisor. I didn’t leave because I wasn’t making money, I was at the height of my practice when I left. It wasn’t because it was stressing me out either, it was out of pure integrity.  Key Talking Points of the Episode [01:10] Why did I break out of the traditional mold of financial advising? [02:48] How I got started as a financial advisor [03:15] Who trains financial advisors? [09:05] Dave Ramsey’s mistake [13:40] Real rates of return vs Average rates of return [16:15] Using different inflation rates in the computations  [17:00] The truth about inflation rates [20:40] Figuring out how I could make it work [27:35] Realizing that I had to leave   Quotables “I couldn’t keep living a lie. I would never teach you anything that I’m not doing myself.” “There’s a lot of assumptions that ruin everything and it is what poked little holes of doubt in my financial planning, and I had to leave.” “When the market is going up, don’t put money in. It’s too expensive.” “Figures won’t lie, but liars will figure.”   Links Youtube: Money Ripples with Chris Miles https://www.youtube.com/channel/UCJS6bPY8sm53pkjiCSuBKMA Book: Who Took My Money https://www.amazon.com/Rich-Dads-Who-Took-Money/dp/1612680453