Veterinary voices’ very own Robyn Lowe chats to Matt Dobbs, director of VetYou and Paul Horwood, Vetlife trustee, about the benefits of futureproofing our finances, and crucially how to do it! Join us for some useful tips to make sure you are in control of
your personal finances.

We discuss the financial literacy of the profession and how it is in decline and as a result individuals are not making active decisions about their finances at the beginning of their career, when it is going to make the biggest difference to them in
the event of not being able to work and when they want to stop working such as at retirement!

The 3 key areas that we focus on in this podcast are protecting your health (e.g. health insurance), your current income (e.g. role and job specific income protection) and planning for the future (e.g. pensions, life insurance and tax-free ISAs). The
earlier you setup each of these areas the better value for money or higher returns you are likely to get.

When it comes to finances, knowledge is power, so consider looking into this to better understand it and/ or consult an independent financial advisor.

For a useful, free resource to get started please see The MoneySavingExpert website:
https://www.moneysavingexpert.com/

Another free financial resource that can also help you chose your independent financial advisor is the Citizens Advice Money Helper:
https://www.citizensadvice.org.uk/debt-and-money/financial-advice/getting-financial-advice/

If you are in financial difficulty, Vetlife have a financial support team who can help vets and vet nurses, look at their website for more details:
https://www.vetlife.org.uk/vetlife-services-financial-support/