Each week BusinessDesk and the NZ Herald’s Cooking the Books podcast tackles a different money problem. Today, it’s what you need to know to get the most out of your KiwiSaver. Hosted by Frances Cook.

This episode is brought to you by Milford Asset Management. 
Your KiwiSaver is the biggest financial asset for many New Zealanders, but I’m sorry to say, many of us are doing it wrong. 
You need different types of KiwiSaver accounts depending on where you are in your life. 
Your age is a major factor, but so is whether or not you plan to use it for a house soon, and also, your money mindset. 
So how do you figure it out? 
Happily, just a few rules of thumb can change your KiwiSaver and potentially leave you with hundreds of thousands of dollars more in your account. 
For the latest podcast I talked to Milford Asset Management KiwiSaver financial adviser Liam Robertson.

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