In order to win with money you need a plan. Even if you are broke and living pay check to pay check, there's hope. I talk about two simple steps to get you started on the right path. First you need an emergency fund.  Emergencies are part of life - things happen, having the money set aside for them prevents us from going into debt to pay for the unexpected. Second, I talk about paying down debt using the debt snowball method. Tackling debt can be daunting. Having a simple to follow plan takes something that feels big and scary and makes it much more manageable. Taking control of your finances takes work but you are worth it.  

Transcript:

Hello, my name is Tiffany, and welcome to the podcast Working on Amazing.

This is a podcast where we talk about the work that it takes to rebuild an amazing life.

And I use that word rebuild because we're specifically designed for women who feel like they're starting over in the middle of their life.

That can be a horribly itchy feeling.

If that's you, I truly am sorry.

But you know what, it gets better.

I promise it gets so much better.

There is hope, you're not alone.

You're actually in the right place.

So welcome.

I'm so glad you're here.

Let's get down to today's episode.

If you'll remember in the beginning, I said there were five areas I focused on when I rebuild my life.

I focused on my spiritual health, my mental health, my physical health, my financial health, and growth and goals.

So today's episode is going to fall under the umbrella of financial health.

And we're going to talk about what to do when you're ready to start winning with money, but you're at the very beginning, okay?

So before, we've kind of talked about budgeting basics, how to save money, things like that.

So if you're ready to really tackle it, and I say that because you can't just be halfway in.

You've got to be all in.

You've got to say, I am so sick of living paycheck to paycheck.

I am so sick of being broke.

I'm ready to change my mindset and my lifestyle.

It's just like if you want to lose weight or get in shape, you've got to have a lifestyle change.

It's not just a temporary diet thing.

That's very similar to winning with money.

It's a lifestyle change.

So if you're ready to tackle that lifestyle change, to make better decisions with money, this is where we get started.

Today's episode is for you.

So I think I've shared before, when I got divorced, I'd been married for 20 years.

I had two children.

One was in high school, and one was in middle school.

And I just remember going to the grocery store to buy two weeks of groceries.

My kids were with me, and I had $70 in my checking account.

And I wasn't going to get paid for another two weeks.

I had to make this money last, and I had to buy groceries with it.

The kids needed lunches.

The kids, you know, we had to eat dinner.

And I didn't want to tell them we didn't have that much money because I didn't want to stress them out any more than they already were with moving and everything being so different.

It was stressful.

I know what this feels like, okay?

That's the only reason why I bring that up is I've been here, I know what it feels like.

I know the changes that I had to make in order to win with money and succeed.

And in the beginning, it feels kind of tough, right?

So today, if you're really ready to kind of make a big change, a lifestyle change, I'm going to give you two steps to do.

Two things that I think are going to make a big difference.

If you follow through with both of them, you're going to set yourself up to succeed and start winning wi

Ultra processed foods are a way of life but they don't have to be.  Replaces Ultra processed foods with nutrient dense alternatives is healthy.  The shift isn't easy but the results are worth it! 

Transcript:

Hello, my name is Tiffany, and welcome to the podcast Working on Amazing.

This is a podcast where we talk about the work that it takes to rebuild an amazing life.

Thank you for joining me today.

Today's episode, we're gonna talk about our physical health.

If you'll remember, in the very beginning, I said there were five areas I focused on when I rebuilt my life.

I focused on my spiritual health, my mental health, my physical health, my financial health, and growth and goals.

So today's episode is gonna fall under that physical health category, and we're gonna talk about what we eat.

I know.

Nobody wants to talk about diet.

And I don't really like the word diet.

There are so many different diets out there, and they can contradict each other.

One says, go low carb.

One says, go low calorie.

One says, go high fat.

One says, go low fat.

They all are crazy, which makes following them hard.

It's difficult to follow a super restrictive diet long term and truly make that lifestyle change, I believe, especially if you're constantly counting things like calories and carbs and all that.

I feel like you can motivate yourself to do it for a while, maybe a couple of weeks, maybe a few months.

But eventually, you're going to fall off that wagon.

Some of these diets can give you results, but sometimes they're really unhealthy.

I had a friend from college, I mean, it's been several years since I graduated college, but I found out that he ended up in the hospital, and they could not figure out why his vitals were so off the charts, like he was just in a bad place.

I mean, like in the hospital, right?

And they were talking to him, like trying to figure out what was causing his vitals to be so off the charts.

They realized he was doing keto, and they're like, okay, we fixed it, stop doing that.

Keto is not good for your health long term.

Short term, maybe a little bit low carb, it could be okay, but in the extreme, yes, my friend lost weight, good for him, but he also ended up in the hospital.

So a lot of these diets go really extreme, and I don't feel like in the long term, that's healthy, and they're difficult to follow.

So I've tried several different ones throughout my life.

I've tried, I did try keto, I've tried different things, and it's frustrating because you go to the grocery store, and you're like, okay, they say read the nutrition facts.

So you look at the nutrition facts.

Well, like I said, one diet is low fat.

Another diet is high fat.

Well, it depends on what kind of fat you're talking about.

If you're talking about omega-3 fatty acids, that's good.

If you're talking about a different kind of fat, maybe that's fat.

Are you going low carb?

Are you going low calorie?

So I can look at these nutrition facts, but I'm always like, but which method do I follow?

Because there's so many out there.

I find diets frustrating.

I find them restrictive.

I find them difficult to implement long term and have true lasting results.

So I have tried a new shift in my diet over the past several months.

And I want to share it with you.

I think it's way simpler.

Super simple.

Still can be a little challenging.

I'm not going to lie.

But it's simple.

And I like simplicity.

And I think it has a lot of really good results.

So what I am going to challenge you to do, to think about, to consid

Journaling is a great tool to use when you are struggling with your mental health.  Today we talk about why journaling is so effective as well as going over some of the basics like what framework and templates to use when starting.  And if it matters whether you use paper and pen when you write over an electronic device like a computer or an app on your phone.  

Transcript:

I'm going to start off by saying this is a podcast where we talk about the work that it takes to rebuild an amazing life.

And I use that word rebuild because we're specifically designed for women who feel like they're starting over in the middle of their life.

Well, I think it can mean different things for women.

I think it means to start over.

I think it means for different people.

For me, it was divorce after a 20-year marriage.

For my sister, it was the death of her husband.

I think the commonality is when all your plans, all your hopes, all your dreams for the future, for whatever reason, have gone up in smoke, when your day-to-day life looks completely different than it did six months or a year ago, when everything has changed and it really does feel like you're starting over.

If that's you, first, I want to say I'm sorry.

I know how hard that is.

But I also am here to say there's hope.

It gets better.

You are not alone.

You're actually in the right place.

Welcome.

I'm so glad you're here.

So let's get down to today's episode.

Today, we are talking about mental health.

If you'll remember in the beginning, I said there were five areas I focused on when I rebuild my life.

I focused on my spiritual health, my mental health, my physical health, my financial health, and growth and goals.

So today falls under that umbrella of mental health.

And we're going to talk about journaling.

I absolutely love journaling, and I'm really happy to talk about it.

It's made a huge impact to my life.

I do understand that not everybody is as big of a fan as me.

But if you're going through a really dark season, I challenge you to hear me out on this and try it.

You know, I have to try it forever, maybe just a month.

But I challenge you to try it.

It may make a difference.

I believe we have a few tools in our mental health arsenal to help buoy us when we're going through a dark season.

And journaling is a mental health powerhouse kind of tool.

I really believe that.

Journaling is a powerful tool.

It really, really is.

It has made a huge impact in my life.

So today's episode, we're going to talk a little bit about the impact journaling has had on my life.

We're going to talk about some practical things.

Do you journal on your computer or on your phone?

Do you use a pen and paper?

How do you do it?

What type of framework do you use?

What kind of template do you use?

How do you lay it out?

What do you say?

All that kind of jazz.

So, in the beginning, let's start with the beginning.

I have probably journaled the bulk of my life.

From the time I could put sentences together, I probably started journaling.

I got my first diary.

I remember it was a Hello Kitty diary, and it had the little lock and the two little bitty keys.

I feel like it was a quintessential 80s kids thing to get.

I loved it.

I wrote in that little diary on and off for a couple of years, so I filled it up, got another one.

So I journaled probably on and off, maybe not super consistently, but I journaled for a while.

When I realized what an impactful tool journaling was, I was 16.

So I was 16 the summer before my sen

Why God?  It's not  something we talk about.  Questioning God as to why something difficult has happened.  We think it but we feel ashamed like it's wrong to actually ask.  I encourage you to ask God why.  Wrestle with the hard questions.  Ask the one that seems to have no answer.  In the process you'll find more growth and healing than you thought possible.  It's not an easy process but it's so worth it.

Transcript:

Hello, my name is Tiffany, and welcome to the podcast Working on Amazing.

This is a podcast where we talk about the work that it takes to rebuild an amazing life.

And I use that word rebuild because we're specifically designed for women who are maybe in the middle of their life, and it feels like they're starting over.

That can look like many things.

For me, it was a divorce after 20 years of marriage.

For my sister, it was the loss of her husband.

I think the common denominator is when you get to a point in your life where all your hopes and dreams for the future, all your plans have gone up in smoke, and it really feels like you're starting over.

If that's you, first let me say, I'm truly sorry.

I know that doesn't feel good.

However, there is hope, it gets so much better.

You are not alone.

You're actually in the right place.

Welcome.

I'm so glad that you're here.

So today, we're going to talk about spiritual health.

If you'll remember, in the beginning, I said I focused on five areas when I rebuilt my life.

I focused on my spiritual health, my mental health, my physical health, my financial health, and growth and goals.

So today, I want to focus on spiritual health.

And I want to talk about asking God the hard questions.

When you're going through a difficult time, a season of transition, and oftentimes it's a transition that you didn't ask for, you didn't seek, you didn't want, you didn't see your life taking this particular path.

When you're in a season like that, it's hard not to ask why.

And I think sometimes we keep those questions really silent and quiet.

I feel like it's not maybe socially acceptable to ask those questions.

And even in groups of faith, we feel like we're wrong if we ask God, why, why did you let this happen to me?

But I disagree.

I think we should ask why.

I think we have to ask the hard question.

I think that it strengthens our faith to go through the process of asking and seeking and wrestling to find that answer.

So I encourage you to ask.

So today, I'm going to share about me asking the question, why, why did this happen?

Why am I here?

And I'm going to tell you about the answers I got.

But more than anything, I want to encourage you to ask for yourself.

Don't take my answers as your own.

Some of them may work for you, but let it only be a starting point for you to wrestle with your questions.

Spiritual faith, having faith is so important and foundational to getting through this process.

And if we don't ask the big questions and the hard questions, then we won't grow in our faith.

And we need to grow in our faith and flourish and thrive so we can get through this really difficult season.

I think people don't encourage us to ask the hard questions because they don't know the answers.

And even though I've asked the questions, and I feel like I've gotten kind of answers, they're not universal answers.

And I wouldn't just tell them to everybody, like, okay, here you go.

There are answers that I feel like were unique for me.

And a lot of times, I feel like we hesitate if we feel like it's going to be an answer.

We don't know.

We don't know if there is an answer to this ques

Let's talk about your credit score.  Things like: what's on it,  where to find it, what makes up a credit score, what number should you aim for and how to increase your credit score.  This is a part of your financial picture and it's important to know where you stand. 

Transcript:

Hello, my name is Tiffany, and welcome to the podcast Working on Amazing.

This is a podcast where we talk about the work that it takes to rebuild an amazing life.

And I use that word rebuild specifically, because we are designed for women who feel like they're starting over in the middle of their life.

A few different things could lead you to the point where you feel like you're starting over.

For me, it was divorce after a 20-year marriage.

For my sister, it was the death of her husband.

But I believe it's when all your hopes and dreams for the future have gone up in smoke, and you realize your life looks nothing like you planned it, and you really feel like you've just got to start over.

If that's you, first, I just want to say, I'm sorry.

That's not a good feeling.

But there is hope.

It does get better.

You are not alone.

You're actually in the right place.

Welcome.

I am truly so glad you are here.

So let's get down to today's episode.

If you'll remember in the beginning, I said there were five areas I focused on when I rebuilt my life.

I focused on my spiritual health, my mental health, my physical health, my financial health, and growth and goals.

So today's episode is gonna fall under that umbrella of financial health, and we're starting with the basics.

Remember, everything we've gone over so far has been really basic, but you've gotta learn the basics to move forward, right?

So today, we're gonna talk about your credit score.

I feel like a credit score is pretty important, and it affects you in a lot of ways.

And we hear that term a lot, but let's just dive in and talk about all the parts that affect your credit score, and how that affects you, and whether or not it matters to you.

One thing I will say is, I'm a huge fan of Dave Ramsey.

I've gone through Financial Peace University, his program.

I really like and agree with most of what he says.

However, I disagree with him here on the credit score, because Dave Ramsey is kind of anti-credit scores.

He thinks it's just an indicator of how good you are with debt.

And while I disagree with having a lot of debt, and I think that you shouldn't carry a lot of debt, so I agree with Dave Ramsey on that.

I do believe the way our society and our economy is set up, that a credit score is just important.

And you need to know what goes into a credit score.

You need to know the areas in your life that will affect you.

And maybe you're one of those people that not having your credit score or having a low credit score won't affect you.

That could be a possibility, but I feel like the majority of people, it's going to matter what your credit score is.

So let's first, first things first, let's talk about whether or not a credit score will affect you, because it may not.

The first major thing that is going to affect you with a credit score is housing.

If you're going through a major life transition, whether it's a divorce or you're a widow, most people in that major life transition, a lot of people, not all people, but a lot, a big majority, end up making a move.

Okay?

So you may sell the house that you had been living in, you may purchase another house, you may move to an apartment, but whether you're getting a mortgage or applying as a renter, you need a credit score.

Okay?

So the only time this would not affect you is if you already own you

Getting a good nights sleep can be challenging - especially when we are going through a difficult season.  On this podcast I list a few different ideas that might help you finally get that elusive good nights sleep.

Transcript:

Hi, my name is Tiffany, and welcome to the podcast Working on Amazing.

This is a podcast where we talk about the work that it takes to rebuild an amazing life.

And I use that word rebuild because we're specifically designed for women who feel like they're starting over in the middle of their life.

A few things could lead you to that place where it feels like you're starting over.

For me, it was divorce.

For my sister, it was the death of her husband.

It can be a few different things, but I think what really the essence of it is, is when all your plans, all your hopes, all your dreams, everything for the future has gone up and spoke.

Your life is topsy-turvy.

Maybe where you live has changed.

Everything is different, and it really feels like you're starting over.

If that's you, I want to say I'm truly sorry.

I know what it feels like, and it does not feel good.

However, there is hope.

It gets better.

It really does.

You are in the right place.

You are not alone.

Welcome.

I am so, so glad you're here.

So let's get down to today's episode.

If you'll remember, I said every episode was going to fall under one of five categories.

I focused on five things when I rebuild my life.

I focused on my spiritual health, my mental health, my physical health, my financial health, and growth and goals.

So today's episode is going to fall under physical health, and we're going to talk about sleep.

I know that sounds kind of odd, like to do a podcast based on sleep.

But when you're going through this major transition in your life, a dark night of the soul, one thing I noticed that most people have in common when they're going through this journey in this season in their life is they have a lot of trouble sleeping.

And if you have trouble sleeping, it's going to affect every area of your life, right?

You're going to be tired, you're going to be cranky, it's going to affect your mental health, it's going to affect your physical health, it's going to affect a lot of areas of your life.

And have you ever been where you've been throughout the day, and you're like, I'm so tired, I'm so tired, and you go to lay down at night, and you can't sleep?

I know what that's like.

Either our brain is running through scenarios of why we're in this situation, we're replaying conversations and events.

It's also hard, I think, because we're used to having somebody in the bed with us, and now we have to get used to sleeping alone.

I had been married for 20 years.

Sleeping in the bed alone felt really strange to me.

So recalibrating ourself to a good sleep schedule is really, really important.

I'll say that leading up to my divorce, my doctor had put me on Lunesta to help me sleep.

Ambien doesn't work for me, so I did have a prescription sleep medication.

However, when I got divorced, I lost my insurance.

I had no insurance, no health care, so I couldn't keep up my prescription.

So all the things I'm going to talk about today are things that you can do.

You don't need a prescription for it.

It's something that you can try.

Now, I do have a lot of options and ideas, so you could try a few different things and see what works for you.

I don't think you'll use all of these ideas, but if just one or two really is that thing that helps you get a good night's sleep, it's worth it, right?

So, I'm going to cover several different things of ideas and t

How do you talk to yourself?  Are you overly critical?  Can you change your inner voice to be more kind?  Yes, you can!  Join me as we talk about shifting our inner voice from something negative to something positive.

Transcript:

Hi, my name is Tiffany, and welcome to the podcast Working on Amazing.

This is podcast where we talk about the work that it takes to rebuild an amazing life.

And I use that word rebuild because we are designed specifically for women who feel like they're starting over in the middle of their life.

There could be a number of reasons that lead you to that point.

For me, it was divorce, for my sister, it was the death of her husband.

A lot of things can get you to that point where all your plans for the future kind of go up in smoke, your hopes and dreams, the different things you thought were going to happen are no longer part of the equation.

And it really feels like you're starting over.

If that's you, first, let me say, I am so sorry.

But I also want you to know you are not alone.

You're in the right place.

Welcome.

I am so glad that you're here.

So let's get down to today's episode.

Today, we're going to be talking about mental health.

If you'll remember, in the very first episode, I said there were five areas I focused on when I rebuilt my life.

I focused on my spiritual health, I focused on my mental health, I focused on my physical health, I focused on my financial health, and I focused on growth and goals.

So today is going to fall under that umbrella of mental health, and we're going to talk about that.

And the exact thing we're going to talk about today is your inner voice.

And that may sound a little weird, but most of us have an inner dialogue that just runs in the background of our mind.

Okay?

Now, I will say, there is a caveat, I did read an article recently that said 30% of the population do not have that inner dialogue running with themselves.

They don't have that inner voice.

If that's you, then maybe today's episode is not for you.

However, for the other 70% of the people, let's talk about our inner voice.

Let's talk about how we talk to ourselves.

I'm going to give you some examples and see if you recognize any of this stuff.

Okay?

When we're defining what our inner voice is, it's yourself talking to yourself, right?

I mean, that sounds so simplistic, but an example, you're laying in bed at night, you can't sleep, so you're replaying a conversation you've had at some point, either earlier that day or two weeks ago, but you're playing that conversation.

And in your own head, you say, that was so stupid.

Why did you say that?

You're such an idiot.

Have you ever had a situation like that where you've talked to yourself that way?

Or have you ever looked in the mirror and thought, why did I buy this top?

It does not look good on me.

I look like crap.

What was I thinking when I put my makeup on?

This just looks ridiculous.

I don't like the way I look.

Have you ever had negative self-talk?

I think most of the time, we aren't aware of it.

It's so unconscious, just this thing that plays in the background.

But it really matters the way we talk to ourselves.

And we have to start becoming aware.

How do I talk to myself?

What am I saying?

And I think when we're in a better season in our life, where things are going well, we probably aren't as hard on ourselves.

We probably maybe talk to ourselves well.

I'm not sure.

I became aware of how I talked to myself when I was going through a really dark season.

And I realized I had an inne

Clutter has a bigger impact on your mental health than you may realize.  Today we talk about tackling clutter not just in the house but also online.

Transcript:

Hello, my name is Tiffany, and welcome to the podcast Working on Amazing.

This is a podcast where we talk about the work that it takes to rebuild an amazing life.

And I use that word rebuild, because we're specifically designed for women who feel like they're starting over in the middle of their life.

A few things could lead you to feel like you're starting over.

I think a really common one is divorce.

Another common one is the death of a spouse.

But somehow, you end up in this place in the middle of your life, where everything you thought was going to happen, all your plans for the future, all your hopes and dreams just totally go up in smoke.

And it really feels like you're starting over.

If that's you first, I want to say I'm sorry.

Truly, I've been there.

It does not feel good.

But you're not alone.

You are in the right place.

Welcome, welcome.

I am so glad you're here.

So today's episode, we're gonna talk about mental health.

If you'll remember, I said when I rebuilt my life, I focused on five areas.

I focused on my spiritual health, my mental health, my physical health, my financial health, and growth and goals.

So today is mental health.

And we're gonna focus on this area of mental health that may sound a little strange, and it's clutter.

What does clutter have to do with mental health?

Well, actually, it kinda has a lot to do with your mental health.

So it can be common when you're going through a very difficult season in your life to kinda be in survival mode, where you do all the necessary things, and the unnecessary things kinda fall by the wayside.

They build up, whatever.

So when I went through my divorce, I became a single mom.

I got the kids back and forth to school.

I made sure they were fed.

I got back and forth to work.

Those were the main areas, you know?

Like I was in total survival mode.

I did the necessary things.

When we're in that mode, it can be very easy for common household task to get neglected, right?

And we just end up with a lot of clutter.

It could happen.

Sometimes it's just trash that needs to be picked up and thrown away.

Sometimes it's clothes that need to be put up.

Sometimes it's the surface of a countertop that needs to be wiped down.

Another thing that can contribute to clutter when we're going through a difficult season is sometimes, not everybody, but it can be common to self-soothe.

One of the tactics when we're really depressed can be add to cart, like shopping, buying, right?

And then that leads to more clutter and more clutter so that you've got even more stuff to try to manage.

And tackling that clutter and organizing it and making your space neat and tidy really does affect your mental health.

You can totally ignore a pile of laundry that needs to be put away.

You can ignore a stack of mail on the table that needs to be sorted through 100 percent.

There is nobody that's going to come along and tell you, you have to do it.

You are the adult, you are in charge, you can ignore it.

But when you do ignore it, it's like a notification has popped up on your phone, or an alarm has gone off, and you hit snooze, where you tell the notification, like, go away.

It's just an annoying little thing.

It's like sandpaper, it's like a scratch.

You know you have to do it, but you put it off.

And when you tackle it and take care of it, it turns that notification off, it turns that alarm off, an

What is a curse?  What does the Bible say about curses?  As we are seeking to build a new life how do Blessing and Curses factor in?

Transcript:

Hello, my name is Tiffany, and welcome to the podcast, Working on Amazing.

This is a podcast where we talk about the work that it takes to rebuild an amazing life.

And I use that word rebuild because we're specifically designed for women who feel like they're starting over right there in the middle of their life.

A few things could lead you to that point.

Really common one is divorce.

Sometimes, it's the death of a spouse.

But for whatever reason, there in the middle of your life, all your plans for the future have gone up in smoke, and it feels like you're starting over.

If that's you, first of all, let me say, I'm truly sorry.

I know what that feels like, and it does not feel good.

However, there is so much hope.

You are in the right place.

Welcome.

I'm so glad you're here.

So, let's get down to business.

Today's episode.

If you'll remember, I said there were five areas I focused on when I wanted to rebuild my life.

I focused on my spiritual health, my mental health, my physical health, my financial health, and growth and goals.

So, today's episode is going to fall under the category of spiritual health.

And when I tell you the name of it, just bear with me and hear me out, okay?

I just need you to hear me through on this one.

Because today, we're going to talk about blessings and curses.

And I know that sounds really odd.

We don't use the term curses in today's society very often.

If we talk about a curse, we tend to think of witches and cauldrons, maybe Halloween, but it's something that we really don't believe in.

It's on the fringe of society.

It's not a realistic thing in our daily life.

We kind of roll our eyes and move on.

I get that.

But what if I were to tell you there's a different way to look at curses, and they're more prevalent in your life than you realize?

And that's what I want to talk about today.

Okay?

So I have a scripture that I want to read, that this whole blessings and curses is based on, it's in Deuteronomy.

But let me just set it up for you just a little bit to give you the full backdrop of when this is being said, the full context.

So you kind of get a feel for it.

So Moses is the one speaking.

And if you'll remember, Moses is the one that led the Israelites out of slavery.

So they were in Egypt in bondage, right?

Moses came and said to the Pharaoh, let my people go, right?

And what did Pharaoh say?

He said, no.

And there were these plagues.

You've read about them in the Bible stories.

And the final plague was the death of the first born son.

And that's where we get Passover, because the death angel passed over the Israelites, because they followed what God said.

Remember all these stories, right?

So Moses led them out of captivity, led them out of slavery, and he was leading them to a promised land, right?

God had promised them something, that they would become a nation, that they were their own people, and they would have land and be a great nation.

So Moses leads them out of slavery, leads them out of bondage and captivity.

But then what happens?

They wander in the desert for 40 years.

That's a really long time.

And you can say a lot of reasons why they wondered and biblical scholars and theologians who know way more than me, can theorize on that for a while.

But where we get to in our story, in our scripture, is at the end of that 40 year journey.

They're on

The price of groceries has skyrocketed!  As we strive to work on our financial health by spending less, groceries come to mind.  Are there ways to save when we buy food?  I share a few tips and tricks I've learned to reduce the cost at check out.

Transcript:

Hello, my name is Tiffany, and welcome to the podcast, Working on Amazing.

This is a podcast where we talk about the work that it takes to rebuild an amazing life.

And I use that word rebuild, because we're specifically designed for women who feel like they're starting over in the middle of their life.

And a few things could lead you to feel like you're starting over.

You could have gone through a divorce.

You could have lost your significant other.

Several things can lead you to this point where all your plans for the future have been totally scrapped, and it truly, really does feel like you're kind of starting over again.

If that's you, first, I am truly sorry.

I've been there, and I know that doesn't feel good, but welcome.

You are in the right place, and I am so glad that you are here today.

All right, let's get down to business.

If you'll remember, in the very first episode, I said that I focused on five areas when I wanted to rebuild my life.

I focused on my spiritual health, my mental health, my physical health, my financial health, and I focused on growth and goals.

So today's episode is going to fall under the financial health category.

And if you'll remember, when we talked a little bit just about the basics of finance, the overarching goal with money is you need to spend less than you make, right?

Because then that gives you money to save or pay down debt.

That gives you a gap, right?

That's how you don't live paycheck to paycheck.

Spend less than you make.

And there are two ways to do that.

You can either spend the less or make more or do a combination of both.

So today we're going to focus on spend the less a little bit, okay?

And we're going to talk about your groceries because everybody buys groceries.

The cost of groceries has skyrocketed, it feels like, over the last couple of years.

I mean, truly, it is just insane.

It feels like when you go to the grocery store, how much things have gone up.

And while there are several bills that you pay on a monthly basis that are fixed, you can't negotiate your rent or your mortgage or your water bill or your power bill.

Things like that are just going to be set.

If you have a car payment, that's going to be set, right?

However, groceries, even though we all buy them, are a squishy category, and you can maybe reduce that and spend less on that.

And since it's this thing that affects all of us, I mean, I've seen so many posts about people talking about how expensive groceries are, I thought we would just take a little time and talk about how to reduce your grocery bill.

It won't eliminate your grocery bill, but some of these tips may work for you and help you bring it down a little bit.

Any relief would be helpful at this point, it feels like.

Okay?

So tip number one, does it involve money?

But you will see a positive reflection in your grocery bill, I believe.

And the biggest tip I can give you, my best and biggest tip that I fully recommend, is you need to start meal planning.

Meal planning works for so many reasons.

First of all, if you plan out what you're going to eat, then when you're coming home from work and you're hungry and you're really tempted to go through the drive-thru, you already know, you already have the ingredients, it's been planned out.

Maybe you've even done a little prep work the night before because you knew that was your meal for today