Property investment - be it buy-to-let or commercial property funds - has had a rough time over the past few years. Questions over the liquidity not just of pure bricks and mortar but also issues with daily dealing property unit trusts have caused a lot of concern to investors. There have been fund suspensions following the Brexit vote in 2016 and then again in 2020 as Covid bit into market valuations.

And there has been so much tax twiddling that buy-to-let as an investment has become unattractive for all but the most professional investor. So what is left? Is it one's house? Yet as our panel explains, you cannot just rely on the value of your home to provide a lump sum on the sale of it in retirement; and there's also equity release to factor into the equation.

This panel of experts tells FTAdviser In Focus how property in its various forms might not be the sole pensionable asset on which you can rely, but can still play a part in a diversified pension plan.

Joining Simoney Kyriakou, senior editor of FTAdviser, is Darius McDermott, founder of FundCalibre; Martin Stewart, director and co-founder of The Money Group; Andrew Tully, technical director for Canada Life; and James Burns, partner, investment management, at Smith & Williamson.

The FTAdviser Podcast is designed to inform regulated UK advisers on a range of topics, covering investments, pensions, regulation and other key issues.

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