When a San Diego couple found a mortgage lender advertising a lower interest rate than competitors, they thought they'd made a smart financial decision — until just before closing day and a sudden ultimatum nearly cost them their dream home.

We’re unpacking what went wrong and sharing what questions to ask, red flags to watch for, and strategies to balance competitive rates with quality service. For vets, this is the straight talk on what actually matters when you're making probably the biggest purchase of your life.

Key moments:

(02:28) Working with several lenders is normal during the home-buying process

(08:06) Surprise revelation

(14:36) How veterinarians can avoid mortgage lending pitfalls when buying homes

(18:25) Interview multiple loan officers, but remember that the lowest rate isn't always the best deal

(21:42) The realtor matters more than their company — prioritize individual fit over agency name

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