Parent PLUS loans have always been complicated, and recent rule changes have made them even more confusing. Learn what's changed, what still works, and where parents need to take action now. You'll hear real-life experience from a Parent PLUS borrower, clear explanations of new deadlines, and practical strategies for families still paying for college — or getting ready to.

Key moments:

(05:20) How double consolidation worked, and why it's now obsolete

(10:05) The June 30, 2026, deadline that locks you out of income-driven repayment

(13:31) How new rules impact PSLF for parents still borrowing

(29:26) Tax strategies, IRMAA, and when married filing separately helps

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What if your tax return could quietly point out investing mistakes that are costing you real money? In this episode, we walk through the three most easily spotted investing blunders we find over and over. Learn why missing out on tax-loss harvesting, donating cash instead of appreciated stock to charity, and not maximizing backdoor Roth IRAs can slow your financial progress. If you've been DIY-ing your investments or feel a little lost during tax season, this is the episode you didn't know you needed.

Key moments:

(01:20) Tax loss harvesting and the problem with having brokerage accounts at different places

(04:20) Your Schedule A and charity donations

(05:44) Why actively managing your portfolio's cost basis is potentially genius

(06:47) Check your Form 1040 if you did a backdoor Roth IRA

(09:28) Even really smart, capable people make investing mistakes

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Most people aren't doing anything wrong with their taxes, they're just missing a few key details that quietly add up. In this episode, I'm joined by Sim Terwilliger, CFP®, CSLP®, our chief tax planner at SLP Wealth, to break down the most common (and totally normal) tax mistakes we see that can cost people thousands. From backdoor Roth errors and brokerage account missteps to missed deductions and underpayment penalties, we cover what actually matters, what's fixable, and how to be more proactive heading into a new tax year.

Key moments:

(03:15) Why backdoor Roth mistakes trigger unexpected taxes

(15:27) How brokerage account defaults quietly increase your tax bill

(29:06) Underpayment penalties and how to avoid IRS interest

(43:37) Why SALT deduction changes matter more than you think

Resources mentioned:

• Monarch Money
• Daffy (donor-advised fund)
• IRS estimated tax payments

There's no one-size-fits-all for wealth. Get the plan that fits you. Try SLP Wealth risk-free!

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Why are colleges telling students to borrow less… while writing nine-figure checks for football coaches? In this episode, Travis Hornsby, CEO of SLP Wealth, joins me to pull back the curtain on the business of higher education through the lens of college football. We talk NIL money, massive TV contracts, coaching buyouts, and what all of this says about how universities actually operate.

We also connect the dots to student loan caps, ROI on degrees, and why it's more important than ever to approach college decisions with eyes wide open.

Key moments:

(06:20) How TV deals turned football into a cash machine

(09:08) What $100M+ coaching contracts teach us about leverage and negotiation

(17:01) Contract terms, non-competes, and exit options might matter more than salary

(22:43) Why loan caps could change which schools are actually worth attending

There's no one-size-fits-all for wealth. Get the plan that fits you. Try SLP Wealth risk-free!

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What you don't do with your money matters just as much as what you do. In this episode, I break down what's officially out in personal finance for 2026 — from late fees and unnecessary taxes to money shame and silent stress — and what we're intentionally replacing it with. We're focusing on habits, systems, and decisions that make money feel easier, calmer, and more aligned with real life.

If you want 2026 to be the year your finances feel calmer, clearer, and more aligned with your real life, this episode sets the foundation.

Key moments:

(05:58) Late fees and credit card interest: non-negotiables for 2026

(11:30) Avoiding unnecessary taxes and common planning mistakes

(20:23) Why estate planning, life insurance, and disability coverage matter

(38:21) What's in: automation, goal tracking, and values-based spending

There's no one-size-fits-all for wealth. Get the plan that fits you. Try SLP Wealth risk-free!

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Credit card points can feel confusing, risky, or downright gimmicky. Listen in as I sit down with credit card rewards consultant Colin Stroud to break down what "points hacking" really is (and what it isn't). We talk about simple, realistic ways to use travel rewards without opening a dozen cards, wrecking your credit, or turning it into a part-time job. You'll learn how to think strategically about points, avoid common traps, and decide whether this is even worth your time.

Key moments:

(02:21) What credit card "hacking" really means and why it's misunderstood

(08:22) Why flexible travel cards beat airline or hotel cards for beginners

(14:57) How transferring points works (and when it's actually worth it)

(26:09) A simple 1–3 card system for earning points without constant card churn

(34:34) How business owners can unlock outsized value from everyday spending

Resources mentioned:

• Point.me - Flight search tool for points
• Monarch Money - Spending and tracking tool
• Go Somewhere - Find Colin Stroud online

There's no one-size-fits-all for wealth. Get the plan that fits you. Try SLP Wealth risk-free!

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Ever hear a money rule that sounds empowering… but makes you feel like you're failing when you can't stick to it? Learn why one-size-fits-all financial advice hits so hard on social media — and why it can backfire in real life. We'll walk through common "always/never" money rules (debt, credit cards, investing, homebuying, saving 20%) and I'll show you how to turn those rules into a real plan that actually fits your life, goals, and peace of mind.

Key moments:

(08:57) "All debt is bad" breaks down fast with student loans

(17:45) Credit cards aren't bad — it's the behavior around them that matters

(21:59) Maxing out your 401(k) might not be your best financial move

(28:56) "Save 20%" is a benchmark, not a morality test

(32:33) Why people love blanket advice

There's no one-size-fits-all for wealth. Get the plan that fits you. Try SLP Wealth risk-free!

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Most people hear "disability insurance" and instantly want to tap out. But this might be the most important episode you listen to all year. We sit down with Dennis Hornsby, Director of Insurance Operations at SLP Insurance, to break down what disability coverage actually does, why it matters so much in your 20s–40s, and how a few simple decisions can protect your income, your family, and your future. You'll learn what must-have policy features to look for, how to avoid common mistakes, and why now is the best time to get this in place.

Key moments:

(07:12) Resident discounts: the 20% lifetime savings most people miss

(11:54) Own-occupation coverage and why specialists can't skip it

(16:11) Partial disability: the benefit you'll likely use before anything else

(23:27) Riders that matter (catastrophic, COLA, and benefit increase)

(38:06) Benefit period vs. elimination period and how to choose the right combo

Resource mentioned:

• Get a disability insurance quote

There's no one-size-fits-all for wealth. Get the plan that fits you. Try SLP Wealth risk-free!

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• Follow on Apple Podcasts, Spotify or Amazon Music
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Running your business on vibes and Venmo? Find out the five most common money mistakes I see small business owners, practice owners, and 1099 contractors make — and exactly how to fix them. You'll learn how to separate business and personal spending, pay yourself a steady paycheck, plan for taxes year-round, and build simple financial systems so your business supports your life instead of constantly stressing you out.

Key moments:

(04:41) The Target receipt problem: mixing business and personal expenses (12:23) Revenue does not equal a paycheck (and how to pay yourself reliably) (16:38) Using an overflow account to smooth out high and low months (19:36) Year-round tax planning and simple systems to run your business like a business

There's no one-size-fits-all for wealth. Get the plan that fits you. Try SLP Wealth risk-free!

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Headlines have been wild this year, but what actually matters for your money? We'll run through nine quick "newsworthy nuggets," from mortgage rates and inflation to student loan forgiveness, insurance gaps, and the job market. You'll hear what's noise, what's worth paying attention to, and how these headlines show up inside real financial plans. By the end, you'll feel a little more informed, and a lot less panicked.

Key moments:

(01:44) Will self-driving cars actually lower your auto insurance anytime soon

(05:37) Mortgage rates dip, but why 3% (and probably 4%) mortgages aren't coming back

(09:02) Student loan forgiveness resumes — and clarity on 2025 tax-free forgiveness

(16:31) Inflation is raising prices and squeezing your everyday budget

(22:57) Why insurance premiums keep climbing even as coverage feels weaker

There's no one-size-fits-all for wealth. Get the plan that fits you. Try SLP Wealth risk-free!

Like the show? There are several ways you can help!

• Follow on Apple Podcasts, Spotify or Amazon Music
• Leave an honest review on Apple Podcasts