Credit card points can feel confusing, risky, or downright gimmicky. Listen in as I sit down with credit card rewards consultant Colin Stroud to break down what "points hacking" really is (and what it isn't). We talk about simple, realistic ways to use travel rewards without opening a dozen cards, wrecking your credit, or turning it into a part-time job. You'll learn how to think strategically about points, avoid common traps, and decide whether this is even worth your time.

Key moments:

(02:21) What credit card "hacking" really means and why it's misunderstood

(08:22) Why flexible travel cards beat airline or hotel cards for beginners

(14:57) How transferring points works (and when it's actually worth it)

(26:09) A simple 1–3 card system for earning points without constant card churn

(34:34) How business owners can unlock outsized value from everyday spending

Resources mentioned:

• Point.me - Flight search tool for points
• Monarch Money - Spending and tracking tool
• Go Somewhere - Find Colin Stroud online

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Ever hear a money rule that sounds empowering… but makes you feel like you're failing when you can't stick to it? Learn why one-size-fits-all financial advice hits so hard on social media — and why it can backfire in real life. We'll walk through common "always/never" money rules (debt, credit cards, investing, homebuying, saving 20%) and I'll show you how to turn those rules into a real plan that actually fits your life, goals, and peace of mind.

Key moments:

(08:57) "All debt is bad" breaks down fast with student loans

(17:45) Credit cards aren't bad — it's the behavior around them that matters

(21:59) Maxing out your 401(k) might not be your best financial move

(28:56) "Save 20%" is a benchmark, not a morality test

(32:33) Why people love blanket advice

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Most people hear "disability insurance" and instantly want to tap out. But this might be the most important episode you listen to all year. We sit down with Dennis Hornsby, Director of Insurance Operations at SLP Insurance, to break down what disability coverage actually does, why it matters so much in your 20s–40s, and how a few simple decisions can protect your income, your family, and your future. You'll learn what must-have policy features to look for, how to avoid common mistakes, and why now is the best time to get this in place.

Key moments:

(07:12) Resident discounts: the 20% lifetime savings most people miss

(11:54) Own-occupation coverage and why specialists can't skip it

(16:11) Partial disability: the benefit you'll likely use before anything else

(23:27) Riders that matter (catastrophic, COLA, and benefit increase)

(38:06) Benefit period vs. elimination period and how to choose the right combo

Resource mentioned:

• Get a disability insurance quote

There's no one-size-fits-all for wealth. Get the plan that fits you. Try SLP Wealth risk-free!

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Running your business on vibes and Venmo? Find out the five most common money mistakes I see small business owners, practice owners, and 1099 contractors make — and exactly how to fix them. You'll learn how to separate business and personal spending, pay yourself a steady paycheck, plan for taxes year-round, and build simple financial systems so your business supports your life instead of constantly stressing you out.

Key moments:

(04:41) The Target receipt problem: mixing business and personal expenses (12:23) Revenue does not equal a paycheck (and how to pay yourself reliably) (16:38) Using an overflow account to smooth out high and low months (19:36) Year-round tax planning and simple systems to run your business like a business

There's no one-size-fits-all for wealth. Get the plan that fits you. Try SLP Wealth risk-free!

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Headlines have been wild this year, but what actually matters for your money? We'll run through nine quick "newsworthy nuggets," from mortgage rates and inflation to student loan forgiveness, insurance gaps, and the job market. You'll hear what's noise, what's worth paying attention to, and how these headlines show up inside real financial plans. By the end, you'll feel a little more informed, and a lot less panicked.

Key moments:

(01:44) Will self-driving cars actually lower your auto insurance anytime soon

(05:37) Mortgage rates dip, but why 3% (and probably 4%) mortgages aren't coming back

(09:02) Student loan forgiveness resumes — and clarity on 2025 tax-free forgiveness

(16:31) Inflation is raising prices and squeezing your everyday budget

(22:57) Why insurance premiums keep climbing even as coverage feels weaker

There's no one-size-fits-all for wealth. Get the plan that fits you. Try SLP Wealth risk-free!

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We're pulling back the curtain today. SLP Wealth CEO Travis Hornsby, CFA®, CFP®, joins us as we walk through the biggest lessons we've learned building SLP Wealth — what worked, what didn't, and why we're making some thoughtful changes to serve you better in 2026 and beyond. You'll hear how we're creating a planning process that's smoother, clearer, and more supportive year-round, plus what these updates actually mean for your goals, your momentum, and your day-to-day financial life.

If you want to understand how you'll get more value and better guidance going forward, this episode lays it out.

Key moments:

(01:36) How SLP Wealth actually started (and why it clicked so fast)

(14:10) What we learned from our first year, and how it means better planning for you

(26:22) How moving to three annual check-ins can help you make faster progress on your goals

(33:25) The new investment management tiers and how they benefit you

(44:40) Why treating your financial plan as a living roadmap keeps you on track through every life shift

There's no one-size-fits-all for wealth. Get the plan that fits you. Try SLP Wealth risk-free!

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We're talking about cars — not from a "never buy anything nice" angle, but from the perspective of how much they can quietly drain from your long-term wealth. Jake Courtney, CFP®, CSLP®, joins us to break down what an $80,000 SUV really does to your savings rate. We also look at the pressure to "upgrade" when life changes (new baby, new job, new neighborhood) and how to separate what you actually need from what feels normal around you. You'll learn practical ways to get a reliable, safe car without letting transportation become the biggest drag on your wealth.

Key moments:

(01:24) New baby, growing families, and the peer pressure to upgrade vehicles (08:42) A $200K-income couple and how one car choice adds eight work years (19:12) The three-year-old used SUV strategy and why it wins long term (29:41) When leasing can make sense — and when buying still comes out ahead

Resources mentioned:

• Monarch Money
• Kelley Blue Book

There's no one-size-fits-all for wealth. Get the plan that fits you. Try SLP Wealth risk-free!

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Think you've got your investments under control? You might be surprised. Two SLP Wealth partners — Travis Hornsby, CFA®, CFP®, and Conor Mahlmann, CFP®,CSLP® — break down seven costly mistakes even the most hands-on investors make, from subtle market timing to tax traps that quietly eat away at returns.

Discover what most people miss when managing their own portfolios and learn how to spot (and fix) the issues before they snowball.

Key moments:

(04:38) Sneaky ways you might "time the market" without realizing it

(12:26) What tax-loss harvesting really involves (and why most people don't do it right)

(15:58) Why your brokerage's default settings could cost you thousands in taxes

(20:02) The purpose and power of rebalancing your portfolio

There's no one-size-fits-all for wealth. Get the plan that fits you. Try SLP Wealth risk-free!

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We're sharing our real-life financial horror stories, from haunted tax bills and ghostly subscriptions to lifestyle creep and the curse of bad investments. You'll hear about surprise tax collections, credit card vampires, and toddler fraud (yep, it's a thing).

We talk about how to escape debt traps, protect yourself from money monsters, and keep lifestyle creep from haunting your future.

Key moments:

(08:34) Identity theft, IP PINs, and freezing your credit for protection

(17:32) The curse of the curious toddler and surprise subscriptions

(20:37) Debunking haunted money myths and why buying a house isn't always a good investment

(39:24) How to keep the ghost of lifestyle creep from sneaking up on you

Resource mentioned:

• IRS identity protection PIN

There's no one-size-fits-all for wealth. Get the plan that fits you. Try SLP Wealth risk-free!

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We all lie to ourselves with numbers — even when we don't mean to. Our brains (and marketing messages) bend math in ways that can make questionable money choices feel justified. From how we frame percentages and comparisons to the mental gymnastics we do to justify spending, we explore why our perception of "good" or "bad" financial decisions can be so skewed. When we start to recognize how we "lie" with numbers, we can make clearer, more honest progress toward our goals.

Key moments:

(03:38) The PSLF "99% denial" panic — how framing changed everything

(11:44) How magnitude blindness affects our spending habits

(18:06) The car payment blind spot — why big costs feel smaller than they are

(22:10) How marketing and "discount logic" trick us into overspending

(34:33) Reframing money decisions to align with what actually matters

Resources mentioned: How to Lie with Statistics by Darrell Huff

There's no one-size-fits-all for wealth. Get the plan that fits you. Try SLP Wealth risk-free!

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• Follow on Apple Podcasts, Spotify or Amazon Music
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