In this episode, host Rita-Soledad Fernandez Paulino discusses the importance of maintaining a checking account buffer as a form of financial self-care. They explain what a checking account buffer is, why it's crucial for financial wellness, and provides practical advice on how to create and maintain one—even for those with inconsistent incomes.

Soledad shares their personal journey and offers insights into common mindset blocks that can hinder maintaining a buffer. They also provide a comprehensive formula for determining the right amount for your buffer and emphasizes the significance of reviewing your finances regularly to ensure financial stability and reduce anxiety.

The end goal is to help first-generation wealth builders, Black, Indigenous, People of Color (BIPOC), women, and LGBTQ+ communities achieve financial security without sacrificing their well-being.

00:00 Introduction and Webinar Announcement

00:19 Meet Your Host: Rita-Soledad Fernandez Paulino

00:41 The Importance of a Checking Account Buffer

01:16 Personal Journey to Building a Buffer

02:32 Defining a Checking Account Buffer

07:44 Mindset Blocks and Overcoming Guilt

13:07 Building and Protecting Your Buffer

19:38 Key Takeaways and Final Thoughts

21:50 Conclusion and Next Steps

Link to Register for the Free Webinar