Following up with Trin and Lucas, both 35, we chip away at an unmanageable fixed-costs percentage and broach Lucas’s unwillingness to seek salaried employment while navigating severe trust issues and a checkered past with respect to financial risk taking. This episode is brought to you by:Masterclass | For unlimited access to every class and 15% off an annual membership, go to <a href="https://masterclass.com/ramit">https://masterclass.com/ramit</a>.Inside Tracker | Get 20% off by going to <a href="https://insidetracker.com/ramit">https://insidetracker.com/ramit</a>.DeleteMe | If you want to get your personal information removed from the web, go to <a href="https://joindeleteme.com/ramit">https://joindeleteme.com/ramit</a> for 20% off.Facet | Get affordable, accessible financial planning with a flat fee membership. For a limited time, the $250 enrollment fee will be waived when you sign up at <a href="https://facet.com/ramit">https://facet.com/ramit</a>. Links mentioned in this episode<ul><li><a href="https://iwt.com/moneycoaching">Get Money Coaching with Ramit </a></li></ul> Connect with Ramit<ul>
<li><a href="https://iwt.com/podcastnewsletter-yt">Get the Podcast Newsletter and exclusive Q&A about the show</a></li>
<li><a href="https://iwt.com/csp">Download the Conscious Spending Plan</a></li>
<li><a href="https://amzn.to/3HGwbkK">Get my New York Times best-selling book</a></li>
<li><a href="https://amzn.to/3j6Tmuf">Get my no-numbers journal</a></li>
<li><a href="https://www.iwillteachyoutoberich.com/podcast/">Other episodes</a></li>
<li><a href="https://www.instagram.com/iwtpodcast/">Instagram</a></li>
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<li>Submit a question for the newsletter <a href="https://iwt.com/askramit">iwt.com/askramit</a>
</li>
</ul> If you and your partner have a money issue and you want my help, I occasionally select a couple to work with, free of charge. Apply for my help <a href="https://forms.gle/pjYMaLeThJM3z9uN6">here</a>. Produced by <a href="https://crate.media">Crate Media</a>.

Following up with Trin and Lucas, both 35, we chip away at an unmanageable fixed-costs percentage and broach Lucas’s unwillingness to seek salaried employment while navigating severe trust issues and a checkered past with respect to financial risk taking. This episode is brought to you by: Masterclass | For unlimited access to every class and 15% off an annual membership, go to https://masterclass.com/ramit. Inside Tracker | Get 20% off by going to https://insidetracker.com/ramit. DeleteMe | If you want to get your personal information removed from the web, go to https://joindeleteme.com/ramit for 20% off. Facet | Get affordable, accessible financial planning with a flat fee membership. For a limited time, the $250 enrollment fee will be waived when you sign up at https://facet.com/ramit. Links mentioned in this episodeGet Money Coaching with Ramit Connect with Ramit Get the Podcast Newsletter and exclusive Q&A about the show Download the Conscious Spending Plan Get my New York Times best-selling book Get my no-numbers journal Other episodes Instagram Twitter YouTube Submit a question for the newsletter iwt.com/askramit If you and your partner have a money issue and you want my help, I occasionally select a couple to work with, free of charge. Apply for my help here. Produced by Crate Media.

Following up with Trin and Lucas, both 35, we chip away at an unmanageable fixed-costs percentage and broach Lucas’s unwillingness to seek salaried employment while navigating severe trust issues and a checkered past with respect to financial risk taking. This episode is brought to you by:Masterclass | For unlimited access to every class and 15% off an annual membership, go to <a href="https://masterclass.com/ramit" rel="noopener noreferrer">https://masterclass.com/ramit</a>.Inside Tracker | Get 20% off by going to <a href="https://insidetracker.com/ramit" rel="noopener noreferrer">https://insidetracker.com/ramit</a>.DeleteMe | If you want to get your personal information removed from the web, go to <a href="https://joindeleteme.com/ramit" rel="noopener noreferrer">https://joindeleteme.com/ramit</a> for 20% off.Facet | Get affordable, accessible financial planning with a flat fee membership. For a limited time, the $250 enrollment fee will be waived when you sign up at <a href="https://facet.com/ramit" rel="noopener noreferrer">https://facet.com/ramit</a>. Links mentioned in this episode<ul><li><a href="https://iwt.com/moneycoaching" rel="noopener noreferrer">Get Money Coaching with Ramit&nbsp;</a></li></ul> Connect with Ramit<ul>
<li><a href="https://iwt.com/podcastnewsletter-yt" rel="noopener noreferrer">Get the Podcast Newsletter and exclusive Q&amp;A about the show</a></li>
<li><a href="https://iwt.com/csp" rel="noopener noreferrer">Download the Conscious Spending Plan</a></li>
<li><a href="https://amzn.to/3HGwbkK" rel="noopener noreferrer">Get my New York Times best-selling book</a></li>
<li><a href="https://amzn.to/3j6Tmuf" rel="noopener noreferrer">Get my no-numbers journal</a></li>
<li><a href="https://www.iwillteachyoutoberich.com/podcast/" rel="noopener noreferrer">Other episodes</a></li>
<li><a href="https://www.instagram.com/iwtpodcast/" rel="noopener noreferrer">Instagram</a></li>
<li><a href="https://twitter.com/ramit" rel="noopener noreferrer">Twitter</a></li>
<li><a href="https://www.youtube.com/user/ramitsethi/featured" rel="noopener noreferrer">YouTube</a></li>
<li>Submit a question for the newsletter <a href="https://iwt.com/askramit" rel="noopener noreferrer">iwt.com/askramit</a>
</li>
</ul> If you and your partner have a money issue and you want my help, I occasionally select a couple to work with, free of charge. Apply for my help <a href="https://forms.gle/pjYMaLeThJM3z9uN6" rel="noopener noreferrer">here</a>. Produced by <a href="https://crate.media" rel="noopener noreferrer">Crate Media</a>.

129. “We spend 154% of what we make, but I refuse to get a salary job” (Part 2)

Get Ramit's new book, Money for Couples at iwt.com/moneyforcouples. From Ramit Sethi, host of Netflix’s ‘How to Get Rich’ and author of NYT bestselling books, ‘I Will Teach You To Be Rich,’ and ‘Money for Couples’…

Imagine listening in on raw, unfiltered conversations with real couples, to explore how money psychology affects their everyday lives. Ramit talks with couples from all walks of life, helping them to get past guilt, resentment, & fighting over purchases, to help them create a shared vision for their Rich Life.

Ramit asks the questions we wish we all could ask, presenting a new philosophy on money: spend extravagantly on the things you love, and cut costs mercilessly on the things you don’t.

Follow Money For Couples on Instagram, YouTube, Facebook, and X to start living your rich life today.

In Money for Couples, Ramit delves into the often-hidden dynamics around money issues in marriage, which can be some of the biggest challenges couples face. Money psychology impacts everything from everyday decisions to long-term dreams, and Ramit's finance coaching sessions with couples offer an eye-opening look into the deeper emotions behind financial choices.

Whether you're wondering how to save for a big goal, how to invest in a shared future, or simply looking to understand personal finance in a relationship better, this podcast delivers practical, actionable insights. Each conversation reveals that money in marriage isn't just about numbers—it's about values, trust, and working together toward a Rich Life that's unique to each couple. Ramit provides a safe space for couples to unpack the beliefs and habits that may hold them back financially, guiding them toward a shared vision for their lives. With humor and empathy, Ramit's finance coaching shows couples that they can learn to save and spend in ways that enhance, rather than hinder, their relationship.

Money for Couples is not only a finance podcast but a journey into what makes a marriage strong, financially and emotionally. Through the lens of personal finance, Ramit provides a blueprint for couples to navigate the challenges of managing money together, offering tools to make confident, aligned choices. So, whether you're a fan of the Ramit Sethi podcast or new to his philosophy, tune in and learn how to save, how to invest, and how to create a financial future with the person you love.

Ramit's unique approach to money psychology helps couples overcome common money issues in marriage, from guilt and resentment over purchases to aligning on long-term financial goals. By exploring real couples' stories, Ramit offers insights into how money mindset affects everyday decisions and bigger life dreams. His finance coaching provides couples with a safe space to unpack their beliefs and habits around spending, saving, and investing.

Rather than focusing solely on the numbers, Ramit emphasizes the importance of values, trust, and working together toward a shared vision for a Rich Life. Couples will learn practical strategies for managing money as a team, from saving for big purchases to building investment portfolios. Ramit's philosophy of "spend extravagantly on the things you love, and cut costs mercilessly on the things you don't" empowers listeners to make financial choices that enhance their relationship.

Money for Couples is an essential listen for any married or committed pair looking to improve their personal finance skills and deepen their emotional connection. Ramit's finance coaching and the real-life stories of the couples he features offer a blueprint for navigating the challenges of money in marriage. Whether you're a long-time listener of Ramit's work or new to his approach, this podcast will transform how you think about spending, saving, and investing as a couple.

Society & Culture

Business

Relationships

Investing

Get Ramit's new book, Money for Couples at iwt.com/moneyforcouples. From Ramit Sethi, host of Netflix’s ‘How to Get Rich’ and author of NYT bestselling books, ‘I Will Teach You To Be Rich,’ and ‘Money for Couples’… Imagine listening in on raw, unfiltered conversations with real couples, to explore how money psychology affects their everyday lives. Ramit talks with couples from all walks of life, helping them to get past guilt, resentment, & fighting over purchases, to help them create a shared vision for their Rich Life. Ramit asks the questions we wish we all could ask, presenting a new philosophy on money: spend extravagantly on the things you love, and cut costs mercilessly on the things you don’t. Follow Money For Couples on Instagram, YouTube, Facebook, and X to start living your rich life today. In Money for Couples, Ramit delves into the often-hidden dynamics around money issues in marriage, which can be some of the biggest challenges couples face. Money psychology impacts everything from everyday decisions to long-term dreams, and Ramit's finance coaching sessions with couples offer an eye-opening look into the deeper emotions behind financial choices. Whether you're wondering how to save for a big goal, how to invest in a shared future, or simply looking to understand personal finance in a relationship better, this podcast delivers practical, actionable insights. Each conversation reveals that money in marriage isn't just about numbers—it's about values, trust, and working together toward a Rich Life that's unique to each couple. Ramit provides a safe space for couples to unpack the beliefs and habits that may hold them back financially, guiding them toward a shared vision for their lives. With humor and empathy, Ramit's finance coaching shows couples that they can learn to save and spend in ways that enhance, rather than hinder, their relationship. Money for Couples is not only a finance podcast but a journey into what makes a marriage strong, financially and emotionally. Through the lens of personal finance, Ramit provides a blueprint for couples to navigate the challenges of managing money together, offering tools to make confident, aligned choices. So, whether you're a fan of the Ramit Sethi podcast or new to his philosophy, tune in and learn how to save, how to invest, and how to create a financial future with the person you love. Ramit's unique approach to money psychology helps couples overcome common money issues in marriage, from guilt and resentment over purchases to aligning on long-term financial goals. By exploring real couples' stories, Ramit offers insights into how money mindset affects everyday decisions and bigger life dreams. His finance coaching provides couples with a safe space to unpack their beliefs and habits around spending, saving, and investing. Rather than focusing solely on the numbers, Ramit emphasizes the importance of values, trust, and working together toward a shared vision for a Rich Life. Couples will learn practical strategies for managing money as a team, from saving for big purchases to building investment portfolios. Ramit's philosophy of "spend extravagantly on the things you love, and cut costs mercilessly on the things you don't" empowers listeners to make financial choices that enhance their relationship. Money for Couples is an essential listen for any married or committed pair looking to improve their personal finance skills and deepen their emotional connection. Ramit's finance coaching and the real-life stories of the couples he features offer a blueprint for navigating the challenges of money in marriage. Whether you're a long-time listener of Ramit's work or new to his approach, this podcast will transform how you think about spending, saving, and investing as a couple.

Get Ramit's&nbsp;new book, Money for Couples at&nbsp;iwt.com/moneyforcouples. From Ramit Sethi, host of Netflix’s ‘How to Get Rich’ and author of NYT bestselling books, ‘I Will Teach You To Be Rich,’ and ‘Money for Couples’…

Imagine listening in on raw, unfiltered conversations with real couples, to explore how money psychology affects their everyday lives. Ramit talks with couples from all walks of life, helping them to get past guilt, resentment, &amp; fighting over purchases, to help them create a shared vision for their Rich Life.

Ramit asks the questions we wish we all could ask, presenting a new philosophy on money: spend extravagantly on the things you love, and cut costs mercilessly on the things you don’t.

Follow Money For Couples on Instagram, YouTube, Facebook, and X to start living your rich life today.

In Money for Couples, Ramit delves into the often-hidden dynamics around money issues in marriage, which can be some of the biggest challenges couples face. Money psychology impacts everything from everyday decisions to long-term dreams, and Ramit's finance coaching sessions with couples offer an eye-opening look into the deeper emotions behind financial choices.

Whether you're wondering how to save for a big goal, how to invest in a shared future, or simply looking to understand personal finance in a relationship better, this podcast delivers practical, actionable insights. Each conversation reveals that money in marriage isn't just about numbers—it's about values, trust, and working together toward a Rich Life that's unique to each couple. Ramit provides a safe space for couples to unpack the beliefs and habits that may hold them back financially, guiding them toward a shared vision for their lives. With humor and empathy, Ramit's finance coaching shows couples that they can learn to save and spend in ways that enhance, rather than hinder, their relationship.

Money for Couples is not only a finance podcast but a journey into what makes a marriage strong, financially and emotionally. Through the lens of personal finance, Ramit provides a blueprint for couples to navigate the challenges of managing money together, offering tools to make confident, aligned choices. So, whether you're a fan of the Ramit Sethi podcast or new to his philosophy, tune in and learn how to save, how to invest, and how to create a financial future with the person you love.

Ramit's unique approach to money psychology helps couples overcome common money issues in marriage, from guilt and resentment over purchases to aligning on long-term financial goals. By exploring real couples' stories, Ramit offers insights into how money mindset affects everyday decisions and bigger life dreams. His finance coaching provides couples with a safe space to unpack their beliefs and habits around spending, saving, and investing.

Rather than focusing solely on the numbers, Ramit emphasizes the importance of values, trust, and working together toward a shared vision for a Rich Life. Couples will learn practical strategies for managing money as a team, from saving for big purchases to building investment portfolios. Ramit's philosophy of "spend extravagantly on the things you love, and cut costs mercilessly on the things you don't" empowers listeners to make financial choices that enhance their relationship.

Money for Couples is an essential listen for any married or committed pair looking to improve their personal finance skills and deepen their emotional connection. Ramit's finance coaching and the real-life stories of the couples he features offer a blueprint for navigating the challenges of money in marriage. Whether you're a long-time listener of Ramit's work or new to his approach, this podcast will transform how you think about spending, saving, and investing as a couple.

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129. “We spend 154% of what we make, but I refuse to get a salary job” (Part 2)

129. “We spend 154% of what we make, but I refuse to get a salary job” (Part 2)

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