In this latest pile of TRAP, the Trap Pack discuss

• Topical issues, including the PFS’s escalating legal bills; an as-yet-unnamed IFA with his/her/their fingers in the till; VCTs - good enough for Nick but not for clients; Value for Money Statements; our Trappist Six Nations meet and greet at The Royal Oak, Marylebone
• Three glowing reviews of the podcast, read by Andy in his inimitable style
• Meat and Potatoes: helping clients transition to the next stage whilst also looking after our own mental wellbeing
• Questions posted by our beloved Trappists @RightGilmore @matt_tumbers
• Culture Corner

Links referred to in the show:

• PFS legal costs were £800,000 in 2022: https://citywire.com/new-model-adviser/news/pfs-spent-800000-on-cii-legal-and-loan-advice/a2407879
• Rory Sutherland on Ep190 of Modern Wisdom: https://pca.st/bu1c0b91
• A Path Through The Jungle: https://www.audible.co.uk/pd/A-Path-through-the-Jungle-Audiobook/B09JSYVLGX 
• Maro Itoje podcast: https://podcasts.apple.com/gb/podcast/e176-maro-itoje-the-distinction-between-high/id1500444735?i=1000598153649
• Carl’s blog for himself: https://metisireland.ie/put-on-your-own-mask-first-my-mission-for-2023/
• John Dashfiled question stack: https://clientcentredadvisers.com/

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