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In conversation with Umer Munawar & Zain Bhatti, this episode discusses his journey.  How did their journey go from High school to Banking? Why did they decide to name their company Finja? How Zain ended up in Finja? How long did it take for them to convince the regulators? Why do our commercial regulators don't take risks? When did zain get to know the importance of online banking? How was the experience of zain through few career switches? What's the vision of Finja? What is the thought behind the fintech business?  Since they are not like conventional banks, where does their capital come from? Does the Finja input cycle has a limit? How did covid affect Finja? How do works Finja works and much more.  

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