Today's SWAPA Number is 14%. That's the amount that is recommended to ensure that you maximize your employee contributions and your catch-up contributions before your NEC caps out.

So today we're sitting down with two of our resident experts on retirement, staff members, Mike Haynes and Kevin Sheth. Mike and Kevin have a combined 44 years of experience in this world and have a lot of insight to provide on top of what we've communicated so far about the new planned features. But there's no such thing as being too smart on the retirement planning front. So let's dive into what's new in 2026.

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