Hello! In today's episode we are answering the question of...

WHAT SHOULD I BE DOING WITH MY MONEY IN MY 20s, 30s AND BEYOND?

The timeline of life (gah!) In your early 20s, you're starting your career, mid 20s, you're learning, late 20s you're gaining momentum and maybe starting to think about kids. 30 comes, you feel a bit old, the kid pressure continues, it's likely you're on the property ladder or if not then you're working towards it. Mid-late 30s might see you with kids, owning a home, feeling like that's where all your money is going. Sound kinda accurate, right?

Let's discuss.

In this episode we cover: 

• It's Money Week this week in NZ and do we have some information for you!
• How does your financial wellbeing score compare to that of the average Kiwi? We discuss the top 5 things to think about in your finances at any age 
• What common traits do those that score themselves as "secure" have in their personal finances 
• The one most effective behaviour you can implement in order to increase your financial wellbeing 
• How much you should have in an emergency account, thinking about retirement savings, investing outside of your home, and more!

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Disclaimer:
Investing involves risk including the possible loss of principal and there is no assurance that the investment will provide positive performance over any period of time.

The information provided should not be relied upon as investment advice or recommendations and should not be considered specific legal, investment or tax advice.

Any information we provide is general only and current at the time of writing.

Kernel Wealth Limited is the manager and issuer of the Kernel KiwiSaver Plan and Kernel Funds scheme. The Product Disclosure Statements are available at www.kernelwealth.co.nz