As we head into Mother’s Day this weekend, we reflect on everything moms do for us. In today’s world, more and more parents are supporting their children for longer. Nate Reineke looks at the question “What should my kids be paying for?” And how paying for your 20-something-year-old’s car insurance or phone plan can be a roadblock to your plan. As Nate says, you have to put your own oxygen mask on first and make sure you’re on track for retirement. Additionally, we break down some other ways parents can still support their kids in adulthood. We also answer your colleagues' questions. An Emergency Medicine Doc in AZ says, “I am eligible to join this Defined Benefit Plan, but I am not maxing out my 401k yet, and I need cash flow for a variety of other things. I don't see the pros for contributing to this. Only caveat is that once I opt out, I can never elect to contribute to this plan in the future.” An Emergency Medicine Doc in California asks, “I am 39 years old and already feeling like I can’t do this work for 15 more years. How should I plan to get out of the meat grinder before I am in my mid-sixties?” An Emergency Doctor in Utah wonders, “I saw that my TSP allows for in-plan Roth conversions now. Does this mean I can do a mega backdoor, Roth?” Are you ready to turn worries about taxes and investing into a plan for college and retirement? If you’re evaluating your options and want to learn more, visit physicianfamily.com and click 'Get Started' or you can ask a question of your own by emailing [email protected]. See marketing disclosures at physicianfamily.com/disclosures