Jason and Jeff welcome Dan Otter from 403bwise.org to discuss the difficulties educators face with 403(b) retirement plans, how to advocate for better options, and strategies for navigating and improving these retirement plans.

02:27 Dan Otter's Origin Story

05:35 The Problem with 403(b) Plans

15:26 The Importance of Fiduciary Standards

21:41 Understanding Expense Ratios in Index Funds

22:07 Hiring a Fee-Only Financial Advisor

22:53 The Impact of Fees on Long-Term Savings

24:21 Advocating for Better Retirement Plan Options

25:48 Empathy for School Districts and Their Challenges

29:06 The Importance of Offering Low-Cost Retirement Plans

30:25 Building an Army to Advocate for Better Options

33:23 The Benefits of a Roth IRA for Educators

35:38 Navigating Bad 403(b) Plans and Finding Solutions

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Check out Dan’s work at https://403bwise.org

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