The Property Couch

17 | Who's Your Personal Banker?


Listen Later

Did you know, to be a great Property Investor… you need to be great in Finance!

This means you need to understand how to access money, and most importantly, understand how to use Leverage.

Yep, that’s right! And to better understand this concept, we’re drilling down into the Borrowing Power pillar, found in our Four Pillars of Mastery framework.

In theory, investors are supposed to be thinking of 2 properties or loans in advance, whilst setting up their current property.

Of course, the reason we said this, in theory, is because most investors simply don’t know how to achieve this as they lack the knowledge and experience.

So, what happens next?

Well, unfortunately, they go to the bank hoping that the bank or lender will sort it out for them, but what folks forget is…the banker works for the bank!

Bankers typically don’t have the capacity to conduct a thorough analysis of all investors’ loan strategies and structures. It’s kinda like going to the GP and asking them to perform knee surgery (not safe or practical!)

That’s why in today’s episode we’re discussing how to maximise your leverage, the difference between cross-securitisation to stand-alone lending (Hint: you should definitely avoid 1 of them)…

AND why you should choose a specialist over a generalist EVERY TIME.

We’re also looking at the strategy and structure behind good lending and who your personal banker should be!   

Tune in now folks   

 

Free Stuff Mentioned:  
  • Just starting your property investing journey? Check out our FREE Binge Guide to the Foundations of Property, Finance and Money Management, which show you which episodes you need to understand the basics! Or fill in the form below and we’ll email it to you right away.  
  • Free Report: 7 Common Mistakes when selecting a Property Loan
  • Beginner’s Guide to Property Investment Webinar


LISTEN TO THE FIRST 20 EPISODES HERE >>

MOORR

LISTEN TO THE FIRST 20 EPISODES HERE >>

MOORR MONEY MANAGEMENT APP:
👉 Apple: https://apple.co/3ioICGW
👉 Google Play: https://bit.ly/3OT86bW
👉 Web platform: https://www.moorr.com.au/

FREE MASTERCLASS:
- How to Build a Property Portfolio and Retire on $2,000 a week >>

FREE BEST-SELLING BOOKS:
- The Armchair Guide to Property Investing
- Make Money Simple Again

FIND US HERE:
- Website
- Instagram
- Facebook
- Youtube

...more
View all episodesView all episodes
Download on the App Store

The Property CouchBy Bryce Holdaway & Ben Kingsley

  • 4.4
  • 4.4
  • 4.4
  • 4.4
  • 4.4

4.4

18 ratings


More shows like The Property Couch

View all
Property Investment Podcast Network by Momentum Media

Property Investment Podcast Network

19 Listeners

Motley Fool Money by LiSTNR

Motley Fool Money

91 Listeners

The Money Puzzle by The Australian

The Money Puzzle

42 Listeners

Investopoly by Stuart Wemyss

Investopoly

12 Listeners

money money money by Glen James

money money money

53 Listeners

Property Investment, Success & Money | The Michael Yardney Podcast by Michael Yardney; Australia's authority in wealth creation thru property

Property Investment, Success & Money | The Michael Yardney Podcast

21 Listeners

Equity Mates Investing Podcast by Equity Mates Media

Equity Mates Investing Podcast

50 Listeners

Australian Investors Podcast by Rask

Australian Investors Podcast

21 Listeners

Australian Finance Podcast by Rask

Australian Finance Podcast

25 Listeners

this is property by John Pidgeon & Rachelle Kroon

this is property

5 Listeners

Get Started Investing by Equity Mates Media

Get Started Investing

27 Listeners

Retire Right by Glen James

Retire Right

30 Listeners

Australian Property Podcast by Rask

Australian Property Podcast

4 Listeners

Money Mentor Podcast by Graeme Holm

Money Mentor Podcast

24 Listeners

Aussie FIRE | Financial Independence Retire Early by Hayden Smith & Dave Gow

Aussie FIRE | Financial Independence Retire Early

7 Listeners