In this episode, host Rita-Soledad Fernandez Paulino, a queer Mexican-American money and self-care coach, discusses the importance of understanding one's relationship with debt to ensure financial wellness. 

They introduce three debt personalities: 'No Debt Noa,' who avoids debt at all costs; 'Swipe Now Sammy,' who uses debt without a clear plan; and the ideal, 'Leveraging Luna,' who uses debt as a strategic tool with confidence.

Through personal anecdotes and expertise, Soledad emphasizes the need for financial literacy, emotional regulation, and mindful borrowing. They stress that while debt itself isn't bad, the shame and emotional distress surrounding it can be detrimental. The goal is to develop a healthy, well-informed approach to debt, leveraging it to build wealth without sacrificing emotional well-being.

00:00 Introduction and Mission

00:21 Understanding Your Relationship with Debt

00:28 Debt Personalities Overview

02:43 No Debt Noa: The Avoider

09:33 Swipe Now Sammy: The Impulsive Borrower

16:17 Leveraging Luna: The Strategic Borrower

24:14 Key Lessons and Takeaways

26:50 Final Reminders and Closing