In this April 2026 Mailbag, Jason and Jeff tackle a massive listener question about portfolio concentration in retirement, debating the merits of holding onto tiny "VC-minded" positions like Warby Parker and QuantumScape versus consolidating into bigger winners. They also provide an update on the "boring" but beautiful Brookfield Infrastructure, exploring its pivot toward modern assets like semiconductor fabs and its impressive 17-year streak of dividend increases. Later, they unpack the nuances of the private credit scare—and why major banks might have more exposure than investors realize. 

00:35 Spotify Review Challenge

04:43 Retirement Portfolio Breakdown

06:20 Concentration vs Diversification

10:54 Options Income Bucket

12:49 Trim Small Positions

17:58 Enjoy Investing vs Indexing

19:57 Taxes and Ezra Klein Plug

20:55 Brookfield Infrastructure Update

22:52 Modern Infrastructure Shift

23:21 Intel Ohio Fab Deal

23:47 Energy Pivot Opportunities

24:35 Leadership Sam Pollock

26:38 Market Sensitivity Brookfield

28:35 Dividend Yield Return Math

30:45 Private Credit Reality Check

37:06 Risk Discounting Framework

38:35 AI Prompts Investing Workflow

40:41 AI Bias And Transcript Shortcuts

46:52 Comment Of The Month Wrap

Companies mentioned: ADBE, AXON, BAM, BIP, BIPC, INTC, JPM, NVDA, OWL, QS, ROKU, SOFI, WFC, WRBY, ZM

Find where to listen & subscribe,  portfolio contests, and contact information at https://investingunscripted.com

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Listen to the Chit Chat Stocks Podcast for discussions on stocks, financial markets, super investors, and more. Follow the show on Spotify, Apple Podcasts, or YouTube

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