Budgets are only for those who are struggling financially. Budgets aren't stressful if done right, they actually decrease stress. Budgets aren't 'boring money talk' either! Or at least this conversation isn't:) Tune into my chat with Linda from @seedtime money and laugh, learn and take action in the area of budgeting! Helpful Links: How to calculate personal capital seedtime.com/cashflow Medicare review: https://seedtime.com/christian-health-insurance-alternative/ Seedtime podcast seedtime.com/podcast Instagram: www.instagram.com/SeedTime Website: seedtime.com Book is Simple Money, Rich Life found here on Amazon: https://amzn.to/3jUJqUK To connect with Kari: Facebook: https://www.facebook.com/karicoodyPharmD Instagram: www.instagram.com/karicoody/ YouTube: bit.ly/karicoodyyoutube Pinterest: https://www.pinterest.com/karicoodypharmd/ Website: www.karicoody.com