Health scares. We all think they won’t happen to us… until they do.

This week, we’re opening up about the most unhinged (and terrifying) things we’ve gone through with our health. From losing organs overseas to ignoring symptoms until it was almost too late.

In partnership with @fwd.malaysia, we’re talking about how it really feels to deal with sudden health scares, critical illness, and the price you pay - physically and financially - when you keep saying “I’ll deal with it later.”

From now until 31 December 2025, customers who purchase FWD CI Intense Shield will stand a chance to win one of ten 0.1g yellow gold wafers from FWD Insurance. Contact FWD Insurance's Wealth Advisor today and mention the code TTFWD when you sign up!

This episode might make you call your doctor… and your insurance agent. You might wanna sit down for this.

Comment FWD FTW if you’ve watched till the end!

 #FWDInsurance #CelebrateLliving #CriticalIllnessAwareness

Follow FWD Insurance on Instagram at:https://www.instagram.com/fwd.malaysia/Follow Joyce on Instagram at:https://www.instagram.com/joycicle_/Follow Caleb on Instagram at:https://www.instagram.com/calebbbby/

CHAPTERS01:16 - New Familiar Faces 01:10 - The sickest lineup thus far02:20 - Do sick people like being pitied?!04:50 - Worst things we’ve done to fake sick 07:40 - Microdosing food poisoning 09:20 - THE MAN FLU. 10:24 - Is your doctor fear irrational?10:50 - “You have psoriasis because you’re depressed”12:50 - Self medicating till you’re choking 15:00 - I can fix myself vs SEE A DOCTOR15:30 - How Caleb lost a gallbladder in Korea 18:40 - Heartburn located under the ribs 21:00 - Getting your organs trafficked 23:10 - “You wait another day you would’ve gone blind”30:15 - Having the insurance against cats31:00 - Getting diagnosed with MS (Multiple Sclerosis)33:00 - Washing machine your plasmas 34:00 - “I’ve only seen this in literature” 35:00 - Getting discharged straight into the ICU38:15 - Symptoms so you don’t brush things off40:00 - Waiting 3 months for treatment43:50 - If it lasts 36 hours, GO SEE DOCTOR. 46:11 - The Price of Waiting One Week (RM28K)47:00 - Spending a few RM100K on hospitalisation 48:30 - When you get baby insurance too late50:20 - Is insurance a scam?52:30 - Treating cancer without insurance 56:20 - Pseudosymptoms 58:00 - Self diagnosing Stage 1 Arthritis 01:00:00 - Can we sue???01:00:50 - Don’t choose work over your health!!!01:02:38 - Crisis level acute high blood pressure