The Dental Download

298: What NOT to Forget BEFORE Buying a Dental Practice or Partnership


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Thinking about buying a dental practice but overwhelmed by insurance, student loans, and timing? 🦷💼
In this episode, we’re joined by Jim Kachmar to break down what dentists actually need to know before taking the leap into practice ownership.

We cover the often-overlooked (but critical) topics of disability insurance, life insurance, and student debt strategy, and how these financial decisions can directly impact your ability to buy a practice. Jim explains why waiting to “pay off all your loans first” may hold you back, how practice income can accelerate debt payoff, and why pre-planning your insurance coverage—even during dental school—can open doors later on.

You’ll also learn what non-cancellable and guaranteed renewable policies really mean, how collateral assignment works when buying a practice, and why stacking life insurance policies can be a smart move depending on your situation. Plus, we talk about networking, timing, and how connecting with the right insurance experts can help you make confident, informed decisions.

Whether you’re a dental student, new grad, or early-career dentist thinking about dental practice ownership, this episode is packed with practical insights to help you plan smarter and move forward sooner.

🎧 Perfect for: dental students, associates, and anyone exploring buying a dental practice.


Connect with Jim at Doctor’s Disability Specialists: https://www.ddsteam.net/team/jim-kachmar


Disability Insurance! advice for figuring out the right agent for you and understanding your plan (215) ⁠https://open.spotify.com/episode/1LnlANyGXIWVes0MXHFHr6?si=CdNs12RlQ8iUjOeV-4tw4A⁠


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The Dental DownloadBy Haley Schultz

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