In this special episode of The Dismal Science, Stephen and Ivan discuss the housing market. Is it a bubble? Should regulators be concerned? And what can we do to make housing more affordable?

Discussed in this episode:

[0:48] Avocado toast

[0:57] Housing affordability in the budget

[4:49] Australian household debt

[6:29] APRA concerns (paragraph 5)

[6:55] RBA's subtle shift on housing

[9:28] NINJA loans

[11:20] "Get a good job that pays good money."

[15:19] Superannuation housing plan under consideration?

[19:21] Sydney annual house appreciation

[19:59] Sydney's average house-to-income ratio (second only to Hong Kong)

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