Check out these fun things: Patreon: ⁠https://www.patreon.com/calebhammer⁠  My socials: ⁠https://linktr.ee/calebhammer⁠  Do you want to be in a Financial Audit and you're in the Austin area? Email [email protected] Sponsorship and business inquiries: [email protected]  _______________________  Timestamps: 00:00 Job and Income 04:39 Opal 06:06 What a mess 11:07 Pay your taxes! 17:10 SPEND SPEND SPEND 20:32 I'm scared for you 23:10 You need to budget! 26:10 Are you serious? 31:10 Clean up this mess 36:22 Please just do this... 43:19 Don't even think about it 49:18 Hammer Financial Score --- Support this podcast: https://podcasters.spotify.com/pod/show/calebhammer/support Learn more about your ad choices. Visit podcastchoices.com/adchoices

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