3rd30 - RETIREMENT: Making The Next 30 Years The Best Years Of your Life Podcast

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Was your identity stolen? Was it sold to third parties? Can you stop them?

Part 1

By Dug Barnett on August 16, 2018

My most recommended resources,
tools, products, and services. #1How to avoid the biggest, most common mistakes people make
with their MONEY before and during retirement. By Dug Barnett on August 08, 2018

Episode Notes: https://3rd30.com/wp-content/uploads/2018/08/3rd30_007.pdf

Hi everybody? I hope you are having a great day. This is Dug Barnett and welcome to Episode #007 of my 3rd30 podcasts; the best years of your life. This episode is part of a series on  “How to avoid the biggest, most common mistakes people make with their MONEY before and during retirement.  Specifically, this episode shares with you a list of my most recommended resources, tools, products, and services and why they are so important and valuable. Thanks so much for joining me today.  Remember: The purpose of 3rd30 is to help people learn how to plan for and enjoy the best 30 years of their life. What’s In It For You?Q1. How do you know what the best resources, tools, products, and services are?

Q2. How do you find the best resources, tools, products, and services?

Q3. How do you find these resources quickly, without wasting a lot of time searching the internet?

Q3. How do you get a recommendation from someone who has actually reviewed and used them, who shares what their research says and why it helped them to decide to buy it and recommend it?
Q5. How do you get the best price?  Q6. How do you assemble it and use it – with free videos? My Most Recommended Resources.MY FAVORITE
TOOLS, PRODUCTS, AND SERVICES. Either Debbie or I have tested each one of these recommendations. They are very important in many different areas of our life; especially when building an online business. They come from all four foundational areas of 3rd30.com: Happy, Healthy, Wealthy, and Wise. 
However, before listing my most recommended resources, tools, and services, I want you to have full disclosure about Affiliate Marketing and how this website and I benefit from it.   There are several different ways to fund websites, including crowd funding, asking for donations, charging for my material, letting others advertise on my pages, etc. I would like almost everything on 3rd30 to be FREE to you, my listeners and readers, so I am hoping to fund most of my website and research through Affiliate Marketing.               Q7. WHAT IS AFFILIATE MARKETING? Affiliate Marketing (#006) is the most flexible of online businesses. A brief definition is to align/affiliate with a company or organization to market its products or services for compensation. It is symbiotic because all parties benefit: the merchant, the affiliate, and the consumer. We are going to learn more about Affiliate Marketing in another episode.  FULL DISCLOSURESome of the links listed on the Resource Tab and in other places of my 3rd30.com website are affiliate links. This is important to you because,

My most recommended resources, tools, products, and services. #1How to avoid the biggest, most common mistakes people make with their MONEY before and during retirement. By Dug Barnett on August 08, 2018

The Financial Revolution
You Can’t Afford to Miss

 How to avoid the biggest, most common mistakes people make
with their MONEY before and during retirement.

By Dug Barnett on July 30, 2018

Episode Notes: https://3rd30.com/wp-content/uploads/2018/08/3rd30_006.pdf

Hi everyone? I hope you are having a great day. This is Dug Barnett and welcome to Episode #006 of my 3rd30 podcasts The Best Years of Your Life. This episode is part of a series on  “How to avoid the biggest, most common mistakes people make with their MONEY before and during retirement and points us toward another of the four foundational topics 3rd30 specializes in 

“Why are so many jobs going online and how do I benefit from it now and in retirement? Specifically, we will focus on “Online Businesses. The Revolution You Can Not Afford To Miss”.

 

Thanks so much for joining me today.

 

Remember: The purpose of 3rd30 is to help people learn how to plan for and enjoy the best 30 years of their life.

 

 

 

Why are so many jobs going online and how do I benefit from it now and in retirement?

 

Great wealth is made when great change is taking place, and great change is taking place right now. Neither you nor I can afford to miss it.

 

In a previous episodes (#004, 005), you started learning about ways to save and to accumulate wealth without spending additional dollars or assuming increased risk.

 

This episode is the first in a series of topics about online businesses, why it is so important to understand this massive economic revolution, and how you can take advantage of this historic change to help you now and in retirement.

 

 

Wise Quotes from Wise Leaders

 

“Luck is what happens when preparation meets opportunity”, a quote often attributed to Roman philosopher Seneca; disputed (“Seneca the Younger – Wikiquote,” n.d.).

 

“I find that the harder I work, the more luck I seem to have”, a quote often atrributed to Thomas Jefferson although some say otherwise (“I am a great believer in luck…(Spurious Quotation),” n.d.).

 

I believe both of these statements and will share supporting facts that I hope will motivate you to take action to make your next 30 years your best years ever.

 

Where have we been? and Where are we going?

        

A quick summary of history reveals we have passed through the following eras or revolutions (“History by period,” 2017):

 

·  Hunter/Gatherer. The old days! This era lasted a very long time, until the agricultural era. All your time was essentially spent collecting food.

·  Agricultural. Farming. Mechanized/scientific inventions- 16th – 19th century.

·  Industrial. Steam, iron, – mid 1800s followed by manufacturing and communications in 20th...

The Financial Revolution You Can’t Afford to Miss

 How to avoid the biggest, most common mistakes people make with their MONEY before and during retirement.

By Dug Barnett on July 30, 2018

Job Security or Financial Security:
did you make this mistake? 

How to avoid the biggest, most common mistakes people make 
with their MONEY before and during retirement. 

By Dug Barnett on May 18, 2017

 Episode Notes: https://3rd30.com/wp-content/uploads/2018/07/3rd30-Podcast-005_Job-or-Financial-Security_pdf_3.pdf

 

Hi everyone? This is Dug Barnett and welcome to Episode #005 of my 3rd30 podcasts The Best Years of Your Life. This episode is part of a series on  “How to avoid the biggest, most common mistakes people make with their MONEY before and during retirement. Specifically, we will focus on “Job Security or Financial Security”. Thanks so much for joining me today.

 

Remember: The purpose of 3rd30 is to help people learn how to plan for and enjoy the best 30 years of their life.

 

Our first questions today is:

Job security or Financial security: 
Did you make this mistake?

 

In episode (#004), you started learning about ways to save and to accumulate wealth without spending additional dollars or assuming increased risk.

 

In this episode, we begin to look at an important wealth option that is missed by the majority of people in the world. It is very logical and makes complete sense. Nevertheless, the odds are in my favor if I say, “I’ll bet you have made this mistake”.

 

Before we answer that question, let’s look at a few other questions that will help us.

What is the difference between Job security and Financial security? 

How about this question, 

Which is better, putting all your eggs in one basket or having multiple baskets?

 

Let me share with you a true story about an experience I went through when I was younger. As many of you know, I spent over 20 years in the financial services industry helping people with money decisions, creating and preserving wealth, and retirement. Due to circumstances beyond my control, I was forced to look for another job in an entirely different industry.

 

When a good friend of mine found out what had happened, he called and said let’s get together; so we did. He and a friend were about to start a business that involved a new technology; a technology that was just coming into the world.  He wanted me to meet him because he believed I could bring value to their new company. After we met, I agreed that this was an exciting new opportunity, with a new technology, and I wanted to be a part of it. We each had different skill sets that perfectly suited this concept and complimented each other.

 

We began doing our homework and our research. We wrote a business plan and brought in advisors to help us. We identified the most likely markets or niches, identified our competition, and our strengths and weaknesses. We built prototypes, tested our markets, and confirmed there were significant interest and demand for our product. We identified those leaders that we needed to partner with, aligned with the affiliates we needed, and started putting together the agreements and paperwork necessary to be successful.

 

We hit the road running. We committed all of our time and energy and almost all of our money to our dream. We negotiated a collaborative, win-win agreement with the fastest growing word proc...

Job Security or Financial Security:did you make this mistake? 

How to avoid the biggest, most common mistakes people make with their MONEY before and during retirement. 

By Dug Barnett on May 18, 2017

 

3rd30 #004

Are You Too Late? 
The Time Value of Money.

How to avoid the biggest, most common mistakes people make
with their MONEY before and during retirement. 

By Dug Barnett on December 12, 2017

Episode Notes: https://3rd30.com/wp-content/uploads/2018/07/3rd30_004.pdf

Hi everybody? I hope you are having a great day. This is Dug Barnett and welcome to Episode #004 of my 3rd30 podcasts The Best Years of Your Life. This episode is part of a series on  “How to avoid the biggest, most common mistakes people make with their MONEY before and during retirement. Specifically, we will focus on understanding the Time Value of Money, and the question:“If you could add $100,000 to your savings without additional cost or risk, would you be interested”?Thanks so much for joining me today. Remember: The purpose of 3rd30 is to help people learn how to plan for and enjoy the best 30 years of their life. Before we begin, I want to remind you about a news flash that everyone should know about (Episode #002). EQUIFAX, the credit reporting company headquartered in Atlanta, Ga.,  announced that they were hacked by cyber thieves this year, 2017 (“Consumer Notice – Cybersecurity Incident & Important Consumer Information | Equifax,” n.d.). YOU ARE IN THE RIGHT PLACE
IF YOU DON’T KNOW THE ANSWER
TO THE FOLLOWING QUESTIONS.

TODAY

·  It’s not too late.

·  How money works.

·  The Time Value of Money.

·  20 ways to find FREE savings.

·  How to shorten your home mortgage.

·  The steps you should start taking today.

·  What the next episodes will be.

TOOLS & RESROUCES

Note: some of these resources are affiliate links and I may receive compensation (at no extra cost to you) if you use that link to make a purchase.

1.  What is the easiest factor to control when creating wealth?

2.  What is the most harmful factor when creating wealth? 3. What is the biggest mistake most people choose to make? 4. Which of the following is better for creating wealth:A.  Stocks, Bonds, Mutual Funds, ETFs, Gold, Real Estate 5. Why is Charitable giving so important to creating wealth? 6. Why is starting your own business as a second source of income so important? 7. How much money do you need to retire comfortably? 8.  How does working after retirement affect your social security? 9. Who gets your money/estate after a divorce or death? 10. In addition to money, what is the most important thing you should do before and during retirement? 

3rd30 #004

Are You Too Late? The Time Value of Money.

How to avoid the biggest, most common mistakes people makewith their MONEY before and during retirement. 

By Dug Barnett on December 12, 2017

 

Social Security was never meant to be
the only source of income
when we retire

        By Dug Barnett on December 10, 2017

 

Episode Notes: Download

 

Hi everybody? I hope you are having a great day. This is Dug Barnett and welcome to Episode #003 of my 3rd30 podcasts. 

 

This episode is part of a series on  “How to avoid the biggest, most common mistakes people make with their MONEY before and during retirement.” Specifically, we will focus on the basics and importance of Social Security. 

Thanks so much for joining me today.

 

Plan for and enjoy the
best 30 years of your life.

 Remember: The purpose of 3rd30 is to help people learn how to plan for and enjoy the best 30 years of their life. Before we begin, I want to remind you about a  news flash that everyone should know about (Episode #002). EQUIFAX, the credit reporting company headquartered in Atlanta, Ga.,  announced that they were hacked by cyber thieves this year, 2017 (“Consumer Notice – Cybersecurity Incident & Important Consumer Information | Equifax,” n.d.). 3rd30 has an entire section dedicated to this topic and it is one of the four foundational topics we discuss to help make the next 30 years our best years ever. Let’s return to our previously scheduled program. 

If you don’t know the answer to the following questions,  you are in the right place.

 

Q1.  What is the easiest factor to control when creating wealth?

Q2.  What is the most harmful factor when creating wealth?

Q3.  What is the biggest mistake most people choose to make?

Q4.  Which of the following is better for creating wealth:

Stocks, Bonds, Mutual Funds, ETFs, Gold, Real Estate

Q5.  Why is Charitable giving so important to creating wealth?

Q6.  Why is starting your own business as a second source of income so important?

Q7.  How much money do you need to retire comfortably?

Q8.  How does working after retirement affect your social security?

Q9.  Who gets your money/estate after a divorce or death?

Q10. In addition to money, what is the most important thing you should do before and during retirement?

 

These are excellent questions. As you can see there is a lot we need to know or learn to make our next 30 years our best years ever. Don’t worry; it won’t take as long as you think and it won’t be as hard as you think.

 

For some of us, looking at a list of things we need to do can be overwhelming. We get discouraged so we do nothing. Let me help you keep it simple and together we can make good progress.

 

Why is this important to you?

            As we learned in episode #001, if you are 65 years old, your average life expectancy is another 20+ years; you are likely to live to be 85.5 years old.