Have you ever found yourself stuck in the new year, paying off debt from the Christmas before? In this episode, we talk all about how you can give yourself the gift of a debt-free Christmas.

Want to make sure your dreams of a white Christmas don't turn into nightmares when January's bills come in the mail?

Music in this episode is by Dylan Gardner – check out his album Almost Real on iTunes, Spotify, or wherever you listen to great music.

Further Reading: NerdWallet's 2018 Holiday Shopping Report: https://www.nerdwallet.com/blog/2018-holiday-shopping-report/