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There’s something oddly therapeutic about deciding what not to do with your money next year. Like a financial New Year’s resolution — but with fewer spreadsheets and way less kale.

In this episode, Tyler flips the usual “5 things millionaires do” format on its head and shares the five things he refuses to do with his money in 2026. From why he won’t pay off his mortgage early to why high-yield savings accounts aren’t the financial flex you think they are, this episode is all about resisting motion for motion’s sake and reclaiming simplicity in a culture obsessed with doing more.

You’ll learn:

Why not paying off your mortgage early can actually make you money (hint: opportunity cost).

Why high-yield savings accounts aren’t as “safe” or “smart” as they seem — and what to use instead.

The trap of saving or investing just to feel responsible, and how to reconnect your money with purpose.

Why spending for the sake of deductions is just expensive procrastination (and how to stop doing it).

How to keep your portfolio simple — and why complexity almost always costs more than it earns.
Tyler reminds listeners that real wealth isn’t about doing more — it’s about doing less, better. This is your invitation to create your own “Not To Do” list for 2026: the habits, purchases, and pressures you’re done with.

If the show has helped you think differently about money — maybe even made you laugh while doing it — please take 30 seconds to leave a review on Apple or Spotify. It helps more than you think and keeps this whole experiment in free, digestible financial literacy alive and well.