The Pursuit of Scrappiness

#5 - Vytautas Zabulis (CEO H-Finance) on crypto potential, managing his company from Bali, dangers of margin trading as well as the future of NFTs and P2P lending


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Vytautas, a serial entrepreneur, and investor caught the crypto bug in 2015. After realizing that, like most things, his P2P lending business should not be put on a blockchain, he went and established a completely different business in crypto. After spending the last 3 months working from Bali and learning to surf, Vytautas has had revelations that fundamentally changed the way he looks at the office as we know it and what it means to have a work/life balance.

By listening to this episode you will learn:

  • 5:50 - The process of pivoting your product 
  • 12:30 - Starting to buy crypto in 2015
  • 17:10 - Why they didn't go for an ICO with a working product that potentially could raise millions on 2017
  • 24:30 - Remote work culture and managing team from Bali and is remote work culture scalable when growing the company
  • 31:05 - Maintaining work-life balance. DO what you want to do and be happy
  • 39:35 - Balancing 24/7 access to markets and freedom of investing with consumer protection (mostly from themselves)
  • 49:10 - Losing money while margin trading
  • 50:00 - What are NFTs, what problems are they solving and why they could become a killer application for blockchain
  • 1:06:10 - The future of P2P lending business model in the Baltics and in general

Find out more on https://www.pursuitofscrappiness.co/ 

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The Pursuit of ScrappinessBy Uldis Teraudkalns & Janis Zeps

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