In today's podcast episode, we’ll be revisiting the ever-important rainy day funds; more commonly known as emergency funds! 

While emergencies are rare, it is important to have money set aside for some peace of mind. So if you're looking for some inspiration on where to get started with your emergency fund, this episode is for you!

In this podcast episode, we chat about:

• When and how you should use your emergency fund - spoiler it's not for last-minute dresses.
• How much you should set aside for your emergency fund and what factors to consider?
• The different places where you can invest your emergency funds while keeping it accessible
• How credit cards and insurance can play into how you handle your emergency spending. 

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Disclaimer:
Investing involves risk including the possible loss of principal and there is no assurance that the investment will provide positive performance over any period of time.

The information provided should not be relied upon as investment advice or recommendations and should not be considered specific legal, investment or tax advice.

Any information we provide is general only and current at the time of writing.

Kernel Wealth Limited is the manager and issuer of the Kernel KiwiSaver Plan and Kernel Funds scheme. The Product Disclosure Statements are available at www.kernelwealth.co.nz