May 12, 2025

961. News: Tide launches BNPL for small businesses, PayPal picks Germany for mobile wallet debut, and is The FCA about to clamp down on crypto?

58 minutes

About this episode:

Host Benjamin Ensor - Director of Research and Strategy at 11:FS, is joined by a fantastic panel of guests as we dive into some of the biggest stories from the worlds of fintech, banking, and wider financial services this week.

Stories covered on the podcast:

Tide is expanding its B2B offering, rolling out its Credit Flex feature for all its customers following a $100million debt raise. Paypal launches its first contactless wallet in Germany, its biggest product development investment in the country to date. Employer.com continues their ‘shopping spree’ acquiring Mainstream.com to bring their value to $700m. Santander has announced it is selling 49% of its Polish business, the former Bank Zachodni, to Austrian bank Erste Group. And we take a look at the FCA’s latest crypto ban...

This week's guests:

Raphael Landesmann - Director Regulatory Counsel at GSR

Carl Hazeley - CEO of Finimize

Mathieu Limousi - Chief Marketing Officer at Thunes

Timestamps/stories:

Intro - (00:00)

⁠UK SME banking provider Tide rolls out a buy now pay later feature after a $100million raise ⁠- (07:06)

⁠⁠Paypal launches contactless mobile wallet in Germany - (17:20)

The FCA is considering a ban on crypto purchases using credit - (32:28)

⁠Employer.com acquires Mainstreet.com bringing Employer.com’s value to $700m- (45:44)

⁠Santander raises EUR 7bn from 49% of Santander Bank Polska, Poland’s third-largest bank - (52:05)

One in five Brits claim they have been approached to help illegally launder money⁠- (54:19)

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About Fintech Insider:

Fintech Insider by 11:FS is a bi-weekly podcast that covers everything from finance and banking to technology and the latest trends in financial services.

Our expert hosts, with hands-on industry experience, are joined by key decision-makers, VCs, and top reporters from across the financial landscape, including guests from companies like Stripe, Revolut, Plaid, PayPal, and Monzo. Together, they break down the biggest news and innovations shaping the space.

Our weekly news show drops every Monday, covering major stories like mergers, new product launches, regulatory shifts, and emerging tech trends. On Thursdays, our Insights show goes deeper into the hottest topics driving the future of finance, including AI in banking, decentralised finance, and the evolving landscape of embedded finance.

Whether you're already in the fintech game or just starting to explore, this is the #1 podcast for you.

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