Fintech Insider Podcast by 11:FS

983. News: Monzo shifts investments to Seccl, Pipe levels up with AI and BNPL meets its regulator


Listen Later

About this episode:

Host Benjamin Ensor, Director of Research and Strategy at 11:FS, is joined by a fantastic panel of guests as we dive into some of the biggest stories from the worlds of fintech, banking, and wider financial services this week.

Stories covered on the podcast:

This week, Monzo begins migrating its investment accounts to Seccl, and we’re joined by Seccl to unpack what this means for users and the wider platform. We also explore Pipe’s latest move into AI, with the unveiling of powerful new agent technology.

As Buy Now, Pay Later regulation tightens, even the smallest loans may soon require affordability checks — but what could this mean for providers and consumers alike?
Plus: Stripe acquires Orum to boost real-time payments, Sam Altman shares fresh concerns about AI’s future, and we ask — should fintech be on the school curriculum? Young voices weigh in.

This week's guests:

  • Claurelle Rakipovic- Chief Product Officer at Pipe

  • James Holmes - Chief Commercial Officer at Seccl 

  • Neil Kadagathur- CEO and Founder of Creditspring

    Also featuring a voice note from:

    • Stephany Kirkpatrick - Founder and CEO of Orum, from Episode 793 of Fintech Insider News
    • Timestamps

      Intro - (00:00) 

      Monzo migrates investment accounts to Seccl- (05:22)

      Pipe unveils new AI agents to supercharge growth - (17:21)

      New ‘buy now, pay later’ affordability checks may cover even smallest loans-(36:21) 

      Stripe Acquires Orum for Undisclosed Amount -(46:00) 

      Sam Altman fears AI-enabled fraud crisis - (55:28) 

      Young People Call for Change: 84% of Kids and Teens Want to See Financial Education on the New National Curriculum - (57:11) 

      --

      About 11:FS

      At 11:FS, we don’t just talk digital - we make it happen. We're building truly digital financial services by partnering with bold teams to take them from market insights to real-world products. Whether you're an incumbent innovating or a startup breaking new ground, we bring the strategy, research, design, and delivery to make it real. Less talk, more impact.Proud winners of the British Bank Award for Consultancy of the Year - five times and counting.

      👉 Learn more at ⁠11fs.com/ventures⁠

      --

      Links to check out:

      Join our ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠WhatsApp community,⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ where you can get the inside track on all all things 11:FS, as well as having your say on the things we should be paying attention to.

      ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Support our charity partner School-Home Support ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠

      --

      About Fintech Insider:

      Fintech Insider by 11:FS is a bi-weekly podcast that covers everything from finance and banking to technology and the latest trends in financial services.

      Our expert hosts, with hands-on industry experience, are joined by key decision-makers, VCs, and top reporters from across the financial landscape, including guests from companies like Stripe, Revolut, Plaid, PayPal, and Monzo. Together, they break down the biggest news and innovations shaping the space.

      Our weekly news show drops every Monday, covering major stories like mergers, new product launches, regulatory shifts, and emerging tech trends. On Thursdays, our Insights show goes deeper into the hottest topics driving the future of finance, including AI in banking, decentralised finance, and the evolving landscape of embedded finance.

      Whether you're already in the fintech game or just starting to explore, this is the #1 podcast for you.

      If you enjoyed this episode, don’t forget to subscribe and leave a review!

      Got a question for us? Email ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠[email protected]⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠!

      Learn more about your ad choices. Visit megaphone.fm/adchoices

      ...more
      View all episodesView all episodes
      Download on the App Store

      Fintech Insider Podcast by 11:FSBy 11:FS

      • 4.6
      • 4.6
      • 4.6
      • 4.6
      • 4.6

      4.6

      176 ratings


      More shows like Fintech Insider Podcast by 11:FS

      View all
      The Twenty Minute VC (20VC): Venture Capital | Startup Funding | The Pitch by Harry Stebbings

      The Twenty Minute VC (20VC): Venture Capital | Startup Funding | The Pitch

      537 Listeners

      The Official SaaStr Podcast: SaaS | Founders | Investors by SaaStr

      The Official SaaStr Podcast: SaaS | Founders | Investors

      175 Listeners

      Bloomberg Intelligence by Bloomberg

      Bloomberg Intelligence

      399 Listeners

      WSJ Tech News Briefing by The Wall Street Journal

      WSJ Tech News Briefing

      1,645 Listeners

      The a16z Show by Andreessen Horowitz

      The a16z Show

      1,084 Listeners

      FT Tech Tonic by Financial Times

      FT Tech Tonic

      99 Listeners

      Equity by TechCrunch, Rebecca Bellan, Kirsten Korosec, Anthony Ha, Max Zeff, Theresa Loconsolo

      Equity

      338 Listeners

      The Times Tech Podcast by The Sunday Times

      The Times Tech Podcast

      174 Listeners

      Y Combinator Startup Podcast by Y Combinator

      Y Combinator Startup Podcast

      227 Listeners

      Blockchain Insider Podcast by 11:FS by 11:FS

      Blockchain Insider Podcast by 11:FS

      75 Listeners

      Connection Interrupted by 11:Media

      Connection Interrupted

      13 Listeners

      FT News Briefing by Financial Times

      FT News Briefing

      657 Listeners

      Behind the Money by Financial Times

      Behind the Money

      224 Listeners

      Me, Myself, and AI by MIT Sloan Management Review

      Me, Myself, and AI

      109 Listeners

      Business Breakdowns by Colossus | Investing & Business Podcasts

      Business Breakdowns

      349 Listeners

      AI + a16z by a16z

      AI + a16z

      35 Listeners

      The Economics Show by Financial Times

      The Economics Show

      149 Listeners