Money For the Rest of Us

A 15% Guaranteed Return? Lending on the Fringes of Finance


Listen Later

An analysis of the returns and risks of different lending platform options including asset-based lending, unsecured peer-to-peer lending, cryptocurrency lending and a cash advance company that promises to pay a 15% annual percentage yield.

Topics covered include:

  • U-haul Investors Club and other asset-based lending options
  • DriverLoans Investor Club that promises a 15% guaranteed return
  • BlockFi - cryptocurrency lending with yields over 8%
  • LendingClub and why returns are only 4% to 5%
  • The economics of cash advance and payday loan lending businesses


Thanks to LinkedIn and Aspiration for sponsoring the episode. Text the word David to 64000 to open an Aspiration Save and Spend Account.

For show notes and more information on this episode click here.

See Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info.

...more
View all episodesView all episodes
Download on the App Store

Money For the Rest of UsBy J. David Stein

  • 4.5
  • 4.5
  • 4.5
  • 4.5
  • 4.5

4.5

1,319 ratings


More shows like Money For the Rest of Us

View all
Investing Insights by Morningstar

Investing Insights

497 Listeners

Motley Fool Money by The Motley Fool

Motley Fool Money

3,195 Listeners

Your Money, Your Wealth by Joe Anderson, CFP® & Alan Clopine, CPA of Pure Financial Advisors

Your Money, Your Wealth

778 Listeners

The Stacking Benjamins Show by StackingBenjamins.com | Cumulus Podcast Network

The Stacking Benjamins Show

1,983 Listeners

Retirement Answer Man by Roger Whitney, CFP®, CIMA®, RMA, CPWA®

Retirement Answer Man

1,290 Listeners

Retirement Starts Today by Benjamin Brandt CFP®, RICP®

Retirement Starts Today

510 Listeners

Stay Wealthy Retirement Podcast by Taylor Schulte, CFP®

Stay Wealthy Retirement Podcast

640 Listeners

The Boldin Your Money Podcast by Steve Chen

The Boldin Your Money Podcast

181 Listeners

Bogleheads On Investing Podcast by bogleheads

Bogleheads On Investing Podcast

592 Listeners

The Long View by Morningstar

The Long View

885 Listeners

Sound Investing by Paul Merriman

Sound Investing

343 Listeners

Simple, but Not Easy by Morningstar

Simple, but Not Easy

85 Listeners

The Rob Berger Show by Rob Berger

The Rob Berger Show

175 Listeners

Risk Parity Radio by Frank Vasquez

Risk Parity Radio

240 Listeners

Retire With Style by Wade Pfau & Alex Murguia

Retire With Style

163 Listeners