Money For the Rest of Us

A 15% Guaranteed Return? Lending on the Fringes of Finance


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An analysis of the returns and risks of different lending platform options including asset-based lending, unsecured peer-to-peer lending, cryptocurrency lending and a cash advance company that promises to pay a 15% annual percentage yield.

Topics covered include:

  • U-haul Investors Club and other asset-based lending options
  • DriverLoans Investor Club that promises a 15% guaranteed return
  • BlockFi - cryptocurrency lending with yields over 8%
  • LendingClub and why returns are only 4% to 5%
  • The economics of cash advance and payday loan lending businesses


Thanks to LinkedIn and Aspiration for sponsoring the episode. Text the word David to 64000 to open an Aspiration Save and Spend Account.

For show notes and more information on this episode click here.

See Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info.

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Money For the Rest of UsBy J. David Stein

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