In this episode, Lee Patton speaks with Craig Jeffery of Strategic Treasurer about the 2026 ACH rule changes and what they mean for corporate treasury teams. They discuss the new company ID requirements, expanded risk-based fraud monitoring requirements, and which organizations must comply. Craig explains the importance of ACH fraud risk assessments, written policies and procedures, annual reviews, exception handling, and maintaining documentation that demonstrates compliance.

The discussion also explores the concept of risk-proportionate controls, practical steps for organizations that have not yet completed compliance efforts, and why treasury should act as the coordinator for ACH payment governance across the organization.

Links Mentioned: ACH Rules Overview: https://www.nacha.org/rules

Company Websites: Strategic Treasurer: https://strategictreasurer.com