"We should’ve started this 10 years ago."

Ben Law has heard that exact sentence more times than he can count — whispered by farming couples in their 60s and 70s, after the kids leave the room.

In this punchy and powerful mini episode, Ben dives into one of the most painful regrets he sees in agriculture: waiting too long to get started.

Waiting to have the hard conversations.
Waiting to plan the future.
Waiting for clarity. Permission. The ‘right time.’

You’ll discover:

• Why most families delay succession conversations — and what it costs them
• The invisible drift that slowly damages relationships and legacy
• How High Performing Families avoid the 10-year regret by starting early, even when it’s messy
• Why well-meaning advisers who say “wait” are often part of the problem

This episode is a wake-up call for the quietly frustrated mum, the cautious dad, or the next-gen leader ready to take action. Don’t wait for regret — lead now.

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Strong families build strong farms — but spots are almost gone.

Join other top farming families this October for our final 2-day Roadmap Workshop.

Step off-farm, align the next generation, and create your 10-year family roadmap.

👉 Secure your seat now at agricoach.com.au/takeaction

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Ben spent over 20 years working with successful business owners and farming families which allowed him to unearth the timeless principles on how to successfully grow, protect and maintain wealth.

If you want to learn the principles of how to grow your family’s wealth throughout the generations, then you might consider joining The AgriCoach Podcast each fortnight for more Wealth & Wisdom.

Disclaimer: The information contained in this podcast is general in nature and for education purposes only. It is not financial advice. It is not legal advice. No one should act on the information without appropriate specific advice for your particular circumstances. Ben Law is a former financial advisor but is no longer licensed and cannot and will not give you specific or personal advice in this podcast. The Financial Bloke Group Pty Ltd accepts no responsibility for any loss or damage occasioned by any person acting or refraining from action as a result of reliance on the information in this podcast.

https://thefinancialbloke.com.au/

If your kids are going to inherit the farm — or the family fortune — you’d better be sure they know how to manage it.

In this no-fluff, high-value episode, Ben is joined by long-time mate and mortgage strategist Ryan Baddock to explore what it really takes to get the next generation wealth-ready — long before succession.

You’ll discover:

• Why teaching your kids how to build wealth is more important than just handing it over
• The key steps young people should take before buying their first investment property
• How parents can support their kids without enabling them — including the right (and wrong) ways to help with deposits and guarantees
• What banks really look for when assessing young borrowers — and the hidden landmines that can derail your kids' financial future
• Why lending rules are not one-size-fits-all — and how a good broker can mean the difference between “no deal” and “you’re in!”

Whether your kids are headed back to the farm or off to forge their own path, this episode is packed with real-world advice on setting them up for wealth, wisdom and independence.

🛠 Practical. Strategic. Eye-opening.

 This one’s a must-listen for every farming family that wants to break the three-generation curse. 

One thing I’ve noticed after working with successful families for over 20 years?

They find a way to surround themselves with other driven, switched-on families.
 They don’t leave it to chance — especially when it comes to their kids.

Because deep down, they know this:
You become who you mix with.
And so do your children.

That’s why I created the High Performing Families Accelerator —
 A private mastermind group for families who are still growing

You’ve built a serious business — scaled, profitable, and something to be proud of.
 But here’s the question: what happens next?

If your kids are now in their 20s and you’re 5 to 10 years from stepping back, this is the moment to get everyone on the same page — before decisions get forced on you.

That’s exactly what we’ll help you do at the High Performing Families Roadmap Workshop — back this October by demand.

In two days off-farm, you’ll create a clear 10-year fam

-----------------------

Ben spent over 20 years working with successful business owners and farming families which allowed him to unearth the timeless principles on how to successfully grow, protect and maintain wealth.

If you want to learn the principles of how to grow your family’s wealth throughout the generations, then you might consider joining The AgriCoach Podcast each fortnight for more Wealth & Wisdom.

Disclaimer: The information contained in this podcast is general in nature and for education purposes only. It is not financial advice. It is not legal advice. No one should act on the information without appropriate specific advice for your particular circumstances. Ben Law is a former financial advisor but is no longer licensed and cannot and will not give you specific or personal advice in this podcast. The Financial Bloke Group Pty Ltd accepts no responsibility for any loss or damage occasioned by any person acting or refraining from action as a result of reliance on the information in this podcast.

https://thefinancialbloke.com.au/

Think your farm is your retirement plan? Think again.

In this confronting MINI EPISODE, Ben Law — The Financial Bloke — takes aim at one of the most dangerous beliefs in family agriculture: “The farm is my super fund.”

That mindset has quietly blown up more successions than droughts or disputes ever have.

You’ll discover:

• Why relying solely on the farm for retirement is a recipe for regret
• How off-farm assets create options — and protect your family from debt and dysfunction
• A practical starting point for building retirement income without sacrificing the business
• Real-world examples of what happens when you plan ahead… and when you don’t

This episode is essential listening for anyone who wants to transition the farm without tearing the family apart — and leave a legacy with options, not obligations.

You’ve built a serious business — scaled, profitable, and something to be proud of.
 But here’s the question: what happens next?

If your kids are now in their 20s and you’re 5 to 10 years from stepping back, this is the moment to get everyone on the same page — before decisions get forced on you.

That’s exactly what we’ll help you do at the High Performing Families Roadmap Workshop — back this October by demand.

In two days off-farm, you’ll create a clear 10-year fam

-----------------------

Ben spent over 20 years working with successful business owners and farming families which allowed him to unearth the timeless principles on how to successfully grow, protect and maintain wealth.

If you want to learn the principles of how to grow your family’s wealth throughout the generations, then you might consider joining The AgriCoach Podcast each fortnight for more Wealth & Wisdom.

Disclaimer: The information contained in this podcast is general in nature and for education purposes only. It is not financial advice. It is not legal advice. No one should act on the information without appropriate specific advice for your particular circumstances. Ben Law is a former financial advisor but is no longer licensed and cannot and will not give you specific or personal advice in this podcast. The Financial Bloke Group Pty Ltd accepts no responsibility for any loss or damage occasioned by any person acting or refraining from action as a result of reliance on the information in this podcast.

https://thefinancialbloke.com.au/

What’s holding your family business back — being wrong, or being too slow to change?

In this energising conversation, Ben Law sits down with Dr. Mark Ferguson — sheep genetics expert, CEO of Next Gen Agri, and host of The Head Shepherd Podcast — to explore why the greatest risk in ag today isn’t failure... it’s inertia.

From the paddock to the boardroom, this episode cuts through the fluff and tackles the hard truth: the families that thrive are the ones who fail fast, think curiously, and adapt quicker than the rest. It’s not about having all the answers — it’s about asking better questions, challenging old assumptions, and staying ahead of the curve.

You’ll learn:

• Why “slow to act” is deadlier than “wrong to act”
• How a curious mindset can compound your results
• The role of confirmation bias and how it traps even good operators
• Why your next generation may be your best untapped asset
• The power of asking dumb questions and staying open — no matter your age or experience

Whether you're managing millions in livestock or just starting to hand over the reins to the next generation, this episode is a wake-up call to stop waiting — and start evolving.

Hit play. Then share it with someone who needs a nudge to think bigger, act sooner, and lead smarter. 

One thing I’ve noticed after working with successful families for over 20 years?

They find a way to surround themselves with other driven, switched-on families.
 They don’t leave it to chance — especially when it comes to their kids.

Because deep down, they know this:
You become who you mix with.
And so do your children.

That’s why I created the High Performing Families Accelerator —
 A private mastermind group for families who are still growing

You’ve built a serious business — scaled, profitable, and something to be proud of.
 But here’s the question: what happens next?

If your kids are now in their 20s and you’re 5 to 10 years from stepping back, this is the moment to get everyone on the same page — before decisions get forced on you.

That’s exactly what we’ll help you do at the High Performing Families Roadmap Workshop — back this October by demand.

In two days off-farm, you’ll create a clear 10-year fam

-----------------------

Ben spent over 20 years working with successful business owners and farming families which allowed him to unearth the timeless principles on how to successfully grow, protect and maintain wealth.

If you want to learn the principles of how to grow your family’s wealth throughout the generations, then you might consider joining The AgriCoach Podcast each fortnight for more Wealth & Wisdom.

Disclaimer: The information contained in this podcast is general in nature and for education purposes only. It is not financial advice. It is not legal advice. No one should act on the information without appropriate specific advice for your particular circumstances. Ben Law is a former financial advisor but is no longer licensed and cannot and will not give you specific or personal advice in this podcast. The Financial Bloke Group Pty Ltd accepts no responsibility for any loss or damage occasioned by any person acting or refraining from action as a result of reliance on the information in this podcast.

https://thefinancialbloke.com.au/

Ever found yourself snapping at the wrong person, avoiding the real issue, or feeling stuck but not sure why?

In this punchy mini episode, Ben Law — The Financial Bloke — unpacks the two emotional drivers that quietly derail farming families: fear and frustration. Left unchecked, these forces sabotage relationships, cloud decisions, and stall progress.

But here’s the good news: once you understand them, you can master them.

Ben reveals:

• Why even the most successful families are being silently shaped by these emotions
• How fear and frustration disguise themselves as busyness, anger or avoidance
• Four practical tools to help you respond like a leader instead of reacting like a victim
• The one question high performers ask when the pressure hits

If you want to build emotional fitness, lead your family better, and stay grounded in tough times — this episode delivers the goods.

You’ve built a serious business — scaled, profitable, and something to be proud of.
 But here’s the question: what happens next?

If your kids are now in their 20s and you’re 5 to 10 years from stepping back, this is the moment to get everyone on the same page — before decisions get forced on you.

That’s exactly what we’ll help you do at the High Performing Families Roadmap Workshop — back this October by demand.

In two days off-farm, you’ll create a clear 10-year fam

-----------------------

Ben spent over 20 years working with successful business owners and farming families which allowed him to unearth the timeless principles on how to successfully grow, protect and maintain wealth.

If you want to learn the principles of how to grow your family’s wealth throughout the generations, then you might consider joining The AgriCoach Podcast each fortnight for more Wealth & Wisdom.

Disclaimer: The information contained in this podcast is general in nature and for education purposes only. It is not financial advice. It is not legal advice. No one should act on the information without appropriate specific advice for your particular circumstances. Ben Law is a former financial advisor but is no longer licensed and cannot and will not give you specific or personal advice in this podcast. The Financial Bloke Group Pty Ltd accepts no responsibility for any loss or damage occasioned by any person acting or refraining from action as a result of reliance on the information in this podcast.

https://thefinancialbloke.com.au/

When the paddocks are thriving but the family’s falling apart, what’s really being regenerated?

In this episode of The Agricoach Wealth & Wisdom Podcast, Ben Law sits down with eighth-generation farmer and regenerative ag pioneer Charlie Arnott. Charlie shares the raw, unfiltered story of what led him to overhaul his approach to farming—and, just as importantly, to life. From burnout during the millennium drought to discovering the power of values-led living, Charlie’s journey goes far beyond soil health. Together, Ben and Charlie explore how curiosity, communication, and conscious planning are the real generational assets—both in the paddock and around the dinner table.

If you’re a forward-thinking farming family that’s built a successful operation but knows there’s more to legacy than land and livestock, this episode will challenge and inspire. You’ll walk away with practical ideas—from the power of a 12-month family calendar to simple daily rituals—that could be the key to regenerating not just your farm, but your family’s future.

One thing I’ve noticed after working with successful families for over 20 years?

They find a way to surround themselves with other driven, switched-on families.
 They don’t leave it to chance — especially when it comes to their kids.

Because deep down, they know this:
You become who you mix with.
And so do your children.

That’s why I created the High Performing Families Accelerator —
 A private mastermind group for families who are still growing

You’ve built a serious business — scaled, profitable, and something to be proud of.
 But here’s the question: what happens next?

If your kids are now in their 20s and you’re 5 to 10 years from stepping back, this is the moment to get everyone on the same page — before decisions get forced on you.

That’s exactly what we’ll help you do at the High Performing Families Roadmap Workshop — back this October by demand.

In two days off-farm, you’ll create a clear 10-year fam

-----------------------

Ben spent over 20 years working with successful business owners and farming families which allowed him to unearth the timeless principles on how to successfully grow, protect and maintain wealth.

If you want to learn the principles of how to grow your family’s wealth throughout the generations, then you might consider joining The AgriCoach Podcast each fortnight for more Wealth & Wisdom.

Disclaimer: The information contained in this podcast is general in nature and for education purposes only. It is not financial advice. It is not legal advice. No one should act on the information without appropriate specific advice for your particular circumstances. Ben Law is a former financial advisor but is no longer licensed and cannot and will not give you specific or personal advice in this podcast. The Financial Bloke Group Pty Ltd accepts no responsibility for any loss or damage occasioned by any person acting or refraining from action as a result of reliance on the information in this podcast.

https://thefinancialbloke.com.au/

You’re smart about tax. You’ve got a good accountant. You’ve structured things well.
But what if there’s one tax you’re still paying — and it’s not even on the spreadsheet?

In this sharp and confronting MINI EPISODE, Ben Law — The Financial Bloke — exposes the silent killer most farming families never see coming: The Ignorance Tax.

It’s the cost of not knowing what you don’t know — and it’s draining your time, money, and momentum without you realising.

You’ll discover:

• What the Ignorance Tax looks like in a high-performing family (real-world red flags)
• How it compounds quietly over time — damaging relationships, slowing decisions, and fuelling resentment
• The one simple habit that slashes this tax and puts you back in control

If you want to build a family and business that thrives across generations, this episode is your call to stay curious, think strategically, and stop paying for what you could fix.

You’ve built a serious business — scaled, profitable, and something to be proud of.
 But here’s the question: what happens next?

If your kids are now in their 20s and you’re 5 to 10 years from stepping back, this is the moment to get everyone on the same page — before decisions get forced on you.

That’s exactly what we’ll help you do at the High Performing Families Roadmap Workshop — back this October by demand.

In two days off-farm, you’ll create a clear 10-year fam

-----------------------

Ben spent over 20 years working with successful business owners and farming families which allowed him to unearth the timeless principles on how to successfully grow, protect and maintain wealth.

If you want to learn the principles of how to grow your family’s wealth throughout the generations, then you might consider joining The AgriCoach Podcast each fortnight for more Wealth & Wisdom.

Disclaimer: The information contained in this podcast is general in nature and for education purposes only. It is not financial advice. It is not legal advice. No one should act on the information without appropriate specific advice for your particular circumstances. Ben Law is a former financial advisor but is no longer licensed and cannot and will not give you specific or personal advice in this podcast. The Financial Bloke Group Pty Ltd accepts no responsibility for any loss or damage occasioned by any person acting or refraining from action as a result of reliance on the information in this podcast.

https://thefinancialbloke.com.au/

What happens when your home, business, and family are all wrapped into one — and you never get to clock off? In this episode, Ben sits down with Katja Williams — Dubbo-based farmer, mum of four, and host of The Ultimate Farm Wife podcast — to tackle one of the most overlooked but essential ingredients for success in family farming: boundaries.

This is not a fluffy chat about “work/life balance.” It’s a raw, practical conversation about the invisible load carried by farming families — especially women — and how small changes in expectations, communication, and structure can transform both relationships and results. Katja shares insights from 90+ interviews with rural women, hard-won lessons from her own 11,000-acre enterprise, and actionable strategies for drawing the line before the blow-ups happen.

Whether you’re raising steers or raising kids — if you've ever felt like the farm is taking over your life, this episode is your permission to pause, reset, and lead your family better.

One thing I’ve noticed after working with successful families for over 20 years?

They find a way to surround themselves with other driven, switched-on families.
 They don’t leave it to chance — especially when it comes to their kids.

Because deep down, they know this:
You become who you mix with.
And so do your children.

That’s why I created the High Performing Families Accelerator —
 A private mastermind group for families who are still growing

You’ve built a serious business — scaled, profitable, and something to be proud of.
 But here’s the question: what happens next?

If your kids are now in their 20s and you’re 5 to 10 years from stepping back, this is the moment to get everyone on the same page — before decisions get forced on you.

That’s exactly what we’ll help you do at the High Performing Families Roadmap Workshop — back this October by demand.

In two days off-farm, you’ll create a clear 10-year fam

-----------------------

Ben spent over 20 years working with successful business owners and farming families which allowed him to unearth the timeless principles on how to successfully grow, protect and maintain wealth.

If you want to learn the principles of how to grow your family’s wealth throughout the generations, then you might consider joining The AgriCoach Podcast each fortnight for more Wealth & Wisdom.

Disclaimer: The information contained in this podcast is general in nature and for education purposes only. It is not financial advice. It is not legal advice. No one should act on the information without appropriate specific advice for your particular circumstances. Ben Law is a former financial advisor but is no longer licensed and cannot and will not give you specific or personal advice in this podcast. The Financial Bloke Group Pty Ltd accepts no responsibility for any loss or damage occasioned by any person acting or refraining from action as a result of reliance on the information in this podcast.

https://thefinancialbloke.com.au/

You’re kicking goals. The numbers look great. The farm’s expanding. But here’s the question nobody’s asking:

At what cost?

In this punchy MINI EPISODE, Ben Law — The Financial Bloke — delivers a much-needed gut check for ambitious rural families and business owners chasing growth at full tilt.

Because success built the wrong way might leave you wealthier… but lonelier, burned out, or disconnected from the people who matter most.

Ben shares the subtle warning signs he sees in farming families across the country — and unpacks 7 practical mindset shifts to help you win well, not just win big.

You’ll learn:

• Why some of the most “successful” families feel the most fractured
• How fear, control, and tunnel vision sabotage long-term success
• The shifts High Performing Families make to stay united, grounded, and fulfilled

This is a must-listen for anyone building a life and legacy — not just a balance sheet.

You’ve built a serious business — scaled, profitable, and something to be proud of.
 But here’s the question: what happens next?

If your kids are now in their 20s and you’re 5 to 10 years from stepping back, this is the moment to get everyone on the same page — before decisions get forced on you.

That’s exactly what we’ll help you do at the High Performing Families Roadmap Workshop — back this October by demand.

In two days off-farm, you’ll create a clear 10-year fam

-----------------------

Ben spent over 20 years working with successful business owners and farming families which allowed him to unearth the timeless principles on how to successfully grow, protect and maintain wealth.

If you want to learn the principles of how to grow your family’s wealth throughout the generations, then you might consider joining The AgriCoach Podcast each fortnight for more Wealth & Wisdom.

Disclaimer: The information contained in this podcast is general in nature and for education purposes only. It is not financial advice. It is not legal advice. No one should act on the information without appropriate specific advice for your particular circumstances. Ben Law is a former financial advisor but is no longer licensed and cannot and will not give you specific or personal advice in this podcast. The Financial Bloke Group Pty Ltd accepts no responsibility for any loss or damage occasioned by any person acting or refraining from action as a result of reliance on the information in this podcast.

https://thefinancialbloke.com.au/

What do Olympic medal-winning teams, the All Blacks, and elite farming families have in common? According to Chris Webb — high-performance advisor to Australia’s top sporting teams — it’s not just talent that wins the day. It’s culture, clarity, and the courage to call out bad habits.

In this high-octane episode, Chris reveals what truly separates good teams from great ones — and how farming families can apply the same principles to grow stronger businesses and deeper relationships. You’ll discover why alignment matters more than strategy, how to build a culture of trust and accountability, and the three simple questions every family should ask to future-proof their legacy.

If you’ve ever wondered how to create a high-performing family, not just a high-performing farm, this episode delivers hard-earned insights and a playbook for long-term success — from the boardroom to the back paddock.

Click here to find out more about Chris' Blue Ribbon High-Performance Tour to New Zealand.  

One thing I’ve noticed after working with successful families for over 20 years?

They find a way to surround themselves with other driven, switched-on families.
 They don’t leave it to chance — especially when it comes to their kids.

Because deep down, they know this:
You become who you mix with.
And so do your children.

That’s why I created the High Performing Families Accelerator —
 A private mastermind group for families who are still growing

You’ve built a serious business — scaled, profitable, and something to be proud of.
 But here’s the question: what happens next?

If your kids are now in their 20s and you’re 5 to 10 years from stepping back, this is the moment to get everyone on the same page — before decisions get forced on you.

That’s exactly what we’ll help you do at the High Performing Families Roadmap Workshop — back this October by demand.

In two days off-farm, you’ll create a clear 10-year fam

-----------------------

Ben spent over 20 years working with successful business owners and farming families which allowed him to unearth the timeless principles on how to successfully grow, protect and maintain wealth.

If you want to learn the principles of how to grow your family’s wealth throughout the generations, then you might consider joining The AgriCoach Podcast each fortnight for more Wealth & Wisdom.

Disclaimer: The information contained in this podcast is general in nature and for education purposes only. It is not financial advice. It is not legal advice. No one should act on the information without appropriate specific advice for your particular circumstances. Ben Law is a former financial advisor but is no longer licensed and cannot and will not give you specific or personal advice in this podcast. The Financial Bloke Group Pty Ltd accepts no responsibility for any loss or damage occasioned by any person acting or refraining from action as a result of reliance on the information in this podcast.

https://thefinancialbloke.com.au/