As the New Year rolls in and everyone is excited about making resolutions and becoming a better person, I feel like there is a huge missed opportunity.   Instead of announcing bold new goals to the world for 2020 that have no basis in reality, there is something more strategic you and I can do.   In fact it's a simple question that you should ask yourself (and your spouse if you're married).   It's a question my wife and I ask each year as we wind down and look ahead to the next 12 months.   And it's a question that has so much potential to change your life.