The Property Podcast

ASK494: What do I do with these mortgage fees? PLUS: Use a bridge or buy cash?

Listen Later

It’s time for the latest edition of Ask Rob & Rob, so let’s dive right in! 

  • (0:42) Danny started his property journey at the beginning of 2025, releasing equity from his home to fund his buy-to-let investments through a limited company. With mortgage fees of £4–6k each time, he asks Rob & Rob if he should be paying upfront or adding them to the loan. 
    • (3:30) Will’s an aspiring investor with one buy-to-let and an unencumbered property he inherited. Eager to scale his portfolio quickly with BRR projects and auction buys, he’s torn between using costly bridging finance or refinancing the inherited property to release equity and fund deals with cash. He turns to Rob & Rob for their advice for which route makes more sense. 

      • Enjoy the show? 

      • Leave us a review on Apple Podcasts - it really helps others find us! 

        • Sign up for our free weekly newsletter, Property Pulse 

          • Send us your question here – just hit record!. 

            • Find out more about Property Hub Invest 

              ...more
              View all episodesView all episodes
              Download on the App Store
              The Property PodcastBy Rob Bence and Rob Dix from The Property Hub
              • 4.7
              • 4.7
              • 4.7
              • 4.7
              • 4.7

              4.7

              23 ratings

              More shows like The Property Podcast

              View all
              by Financial Times

              54 Listeners

              The Martin Lewis Podcast by BBC Radio 5 Live

              The Martin Lewis Podcast

              81 Listeners

              The Meaningful Money Personal Finance Podcast by Pete Matthew

              The Meaningful Money Personal Finance Podcast

              92 Listeners

              The Money To The Masses Podcast by Damien Fahy

              The Money To The Masses Podcast

              15 Listeners

              The Inside Property Investing Podcast | Inspiration and advice from a decade investing in UK real estate by Mike Stenhouse: Property Investor

              The Inside Property Investing Podcast | Inspiration and advice from a decade investing in UK real estate

              7 Listeners

              This is Money Podcast by This is Money

              This is Money Podcast

              42 Listeners

              The Progressive Property Podcast by Kevin McDonnell

              The Progressive Property Podcast

              6 Listeners

              Cash Chats UK Money & Personal Finance podcast by Andy Webb

              Cash Chats UK Money & Personal Finance podcast

              5 Listeners

              The Money Podcast by Rob Moore

              The Money Podcast

              21 Listeners

              AJ Bell Money & Markets by AJ Bell

              AJ Bell Money & Markets

              12 Listeners

              Which? by Which?

              Which?

              11 Listeners

              Switch Your Money On by Hargreaves Lansdown

              Switch Your Money On

              3 Listeners

              Many Happy Returns by PensionCraft

              Many Happy Returns

              38 Listeners

              The Money Gains Podcast by The Money Gains Podcast

              The Money Gains Podcast

              6 Listeners

              Making Money by Damien Jordan & Timeyin Akerele from Most

              Making Money

              10 Listeners