Episode 2232. Stop Putting Things Off | Jean Pierre De Villiers

In this episode, the final episode of 2024, I am delighted to re-introduce you my performance coach Jean Pierre De Villiers who first appeared on Episode 35 in December 2020 - exactly 4 years ago to the day!  If you are looking to reinvent yourself in 2025, or indeed if you are trying to put some struggles and challenges behind you, then this episode is for you.

JP on Instagram - https://www.instagram.com/jeanpierre_de_villiers/

Spiritual Gym - https://www.skool.com/spiritualgym 

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Episode 231. Are House Prices 10% Overvalued?

In this episode I discusses the current state of the Irish housing market, focusing on a recent report by the Economic and Social Research Institute (ESRI) that claims house prices are overvalued by 10%. I explore the implications of this finding, the affordability of mortgages, and the potential risks of a housing bubble reminiscent of the 2008 crash. I hope you find it useful and thought provoking.

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Takeaways

• ESRI says House prices in Ireland are currently overvalued by 10%

• The ESRI's findings are based on rigorous analysis of economic fundamentals.

• Mortgage affordability is a significant concern for many buyers.

• There is a risk of a housing bubble if prices continue to rise without corresponding income growth.

• The 2008 crash serves as a cautionary tale for current market conditions.

• Supply of new housing is not keeping pace with demand, exacerbating the affordability crisis.

• Many potential buyers are overextending themselves financially in the current market.

• Alternatives like co-living and micro-apartments are being explored but face regulatory challenges.

• The risk of homelessness is increasing as housing becomes less affordable.

• Future interest rate changes could further impact housing prices and affordability.

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Keywords

Irish housing market, ESRI, property prices, mortgage affordability, housing bubble, 2008 crash, rental market, housing supply, economic trends, investment properties

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Episode 230. From Dublin to Dubai with Fintan Flannelly

In this episode I am overseas in the Middle East, Dubai to be exact and recording the podcast at a studio in person with my old school pal Fintan Flannelly who moved from Dublin to Dubai back in 2015 and is still a strong advoctae of the place.

Connect with Fintan on LinkedIn https://www.linkedin.com/in/fintan-d-flannelly-4920b4159/

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Episode 229. Constructive Suffering and the Resilient Mind with Christian Ray Flores

In this conversation I speak with Christian Ray Flores on the themes of resilience, personal growth, and the interconnectedness of life’s core drivers. Christian shares his remarkable journey from being a refugee to becoming a successful entrepreneur and performance coach.

We discuss the impact of early life experiences on parenting philosophies, the importance of building a resilient mindset, and how constructive suffering can lead to personal development.  In this conversation, Christian discusses the importance of balancing the outer game of professional success with the inner game of personal development. He shares his journey from a successful career in entertainment to focusing on personal growth and coaching.

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Takeaways

• Resilience is built through overcoming hardships.

• Constructive suffering can lead to personal growth.

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  Children are affected by their parents' emotional states.

• Experiences shape our ability to withstand challenges.

• Travel and exposure to different cultures enrich children's lives.

• Strong men create a good life, which leads to weak men.

• Emotional self-regulation is crucial for long-term success.

• Life's core drivers are interconnected: health, wealth, and relationships.

• Antifragility can be cultivated through intentional challenges.

• Driven professionals often sacrifice health for success.

• Many high achievers are unhappy despite their success.

• Personal development can lead to a more fulfilling life.

• Morning routines can set the tone for success.

• Self-awareness is crucial for personal growth.

• Relationships are a key factor in success.

• High performance can be achieved without compromising personal values.

• Understanding one's purpose enhances performance.

• Resistance often arises during opportunities for growth.

• Holistic approaches to coaching can lead to better outcomes.

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Episode 228. Should I Move to Dubai?

In this episode I share my recent trip to Dubai, reflecting on the city's vibrant energy, the potential for living there, and the investment opportunities available. I discuss my interactions with locals, the rapid growth of the city, and the challenges faced in the real estate market. I also touch on my recent social media growth and the impact of this trip on my online presence, while offering insights into the lifestyle and business environment in Dubai.

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Takeaways

• Dubai has a unique energy that attracts many.

• The city has seen rapid growth in population and infrastructure.

• Living in Dubai offers tax benefits and investment opportunities.

• Social media can significantly impact personal branding.

• Networking in Dubai can lead to valuable connections.

• The real estate market in Dubai is competitive and dynamic.

• Cultural experiences in Dubai are diverse and enriching.

• The digital nomad visa makes Dubai appealing for remote workers.

• Dubai's future plans indicate continued growth and development.

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Episode 227. Irish & European Property Update

In this episode I discuss the upcoming general election in Ireland, the devastating floods in Valencia and the recent performance of the wider Spanish property market.  I also review the performance of housing markets across Europe, highlighting the significant increases in property values in various countries. The conversation also delves into the impact of climate change on urban development and the role of media in shaping public perception of these issues.

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Takeaways

• The Irish general election is set for November 29th.

• The Valencia floods have resulted in significant loss of life.

• Spain's economy is projected to outperform the US by 2025.

• Ireland's housing market has seen a 69% increase from 2015-2023.

• Hungary's housing market has risen by 172.5% in the same period.

• Climate change is a contributing factor to recent flooding events.

• Urban development has exacerbated flooding issues.

• Media often sensationalises news to attract attention.

   

   

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226. Financial Independence & Your Investor DNA with Joey Muré

In this episode I speak with Joey Mure discuss the importance and significance of taking control of one's finances, and strategies for achieving financial freedom. We explore the pitfalls of lifestyle inflation and the necessity of having a clear financial operating system to guide investment decisions.

Joey shares his personal journey from working long hours in the mortgage industry to discovering the importance of passive income and financial independence. We explore various investment strategies, including real estate and the significance of understanding one's investor DNA. The discussion also highlights the value of mentorship and learning from past mistakes in the investment journey.

Joey's website: https://www.wealthwithoutwallstreet.com/ 

Joey's Podcast: https://open.spotify.com/show/6TKal6DCxfr8a42oyH6Lyt?si=44a9d87366b540ae 

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Takeaways

• The importance of resilience in navigating financial ups and downs.

• Wall Street does not prioritise individual financial control.

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  Financial freedom is defined as passive income exceeding monthly expenses.

• Take control of personal finances rather than relying on external managers.

• A clear financial operating system is essential for achieving financial goals.

• Real estate must produce passive income to be effective - potential future capital appreciation should be a secondary consideration.

• Understanding your investor DNA helps with making better investment choices.

• Debt freedom does not necessarily equate to financial freedom.

   

   

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Episode 225. Where Next for the Property Market?

In this episode I address a pressing question around the future of the property market, particularly in light of recent price increases that have surpassed the 2007 peak. I cover the fundamental economic principles of supply and demand, emphasising the distinction between necessity-driven demand and speculation. Reflecting on the lessons learned from the 2008 market collapse, highlighting how speculation led to a significant downturn.

My arguemernt is that the current market is primarily driven by necessity, as the need for housing remains critical amidst rising prices and insufficient supply. The discussion also touches on the impact of interest rates and government interventions on the housing market, concluding with predictions about future trends and potential changes in the market landscape.  I hope you enjoy.

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Takeaways

• Significant concerns exist about future prices.

• Difference between necessity-driven demand and speculative demand is crucial.

• The 2007 market collapse was largely driven by rampant speculation.

• Current demand for housing is fundamentally driven by necessity.

• Interest rates have a reverse correlation with property prices.

• Government interventions can complicate market dynamics and affect supply.

• The construction of new homes is not keeping pace with population growth.

• Rents are likely to continue rising due to limited supply.

• The market is difficult to repair due to various economic pressures.

• Future predictions for the property market remain uncertain but lean towards continued price increases.

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Episode 224 - my guest this week is Brent Bowers from Colorado Springs, who shares his journey into land investing, discussing the benefits of seller financing and the importance of passive income. He explains his unique approach to acquiring land, the challenges he faced, and how he turned seemingly worthless land into profitable investments.

He shares insights from his military background and how it shaped his entrepreneurial journey, emphasizing the importance of discipline and resilience. Brent also offers practical advice for aspiring land investors and reflects on what he would tell his younger self about seizing opportunities in real estate.

Brent's website - https://www.thelandsharks.com/ 

Brent on LinkedIn - https://www.linkedin.com/in/brent1/ 

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Takeaways

• Emphasis on the importance of seller financing in land sales.

   

• He believes in making more money through interest than markup.

• Brent's strategy focuses on long-term passive income.

• He highlights the significance of understanding market demand.

• He stresses the need for financial freedom and flexibility.

• Understanding local zoning and access is crucial for land development.

• Valuation of land should be based on comparable sales in the area.

• Seller financing can make land more accessible to buyers.

• Emotional attachment to property differs significantly between land and homes.

• Investing in land can be a safer alternative to housing.

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Episode 223 - in this episode I discuss the recent in-person event featuring guest speaker Krystyna Rawicz, who shared insights on property investment and building surveying. The conversation transitions into the National Retrofit Plan for Ireland, focusing on energy efficiency and the role of the SEAI in managing grants for property upgrades.

I elaborate on the grant application process, highlighting the challenges and requirements for homeowners and property investors. The episode concludes with a discussion on the future implications of property upgrades in the housing market.

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Takeaways

• The National Retrofit Plan aims to retrofit 500,000 homes by 2030.

• Energy efficiency is crucial for reducing carbon emissions.

• The SEAI provides grants to support energy upgrades.

• Homeowners must use SEAI registered contractors for grants.

• The grant application process can be complex and time-consuming.

• Investors should consider the long-term benefits of energy upgrades.

• The housing market may shift due to new energy regulations.

• Grants may not cover all costs associated with upgrades.

• Improving energy efficiency can lead to lower fuel bills.

• The future of property upgrades is essential for compliance and marketability.

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