Patreon: https://www.patreon.com/calebhammer

My socials: https://linktr.ee/calebhammer

Do you want to be in a Financial Audit and you're in the Austin area? Email [email protected]

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Timestamps:

00:00 Job and income

03:20 You're actually getting a pay cut!!

05:58 Weeirrdddd car loan

09:02 Charged hundreds in credit card interest...

10:40 Not making any money with his money!

12:18 $300 in checking account...

14:00 Almost $50,000 in student loans!!!

17:58 You won't follow this advice...

20:20 It's time to buckle down and sacrifice!

24:15 Time to boost this up

25:55 Hammer Financial Score

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