Big Picture Retirement®

Linda and her husband have been raising their grandchildren since birth. Both of the children's parents are alive. Do the grandchildren qualify for Social Security? Clyde asks if there is any situation where you would roll an IRA into a 401k? It is an unusual situation when this makes sense. Listen in to find out more.

Notes from today's show can be found at http://www.bigpictureretirement.net

Experience is a great teacher. David Waldrop has more than 15 years of experience, the same as John and I. He comes on to share stories from his history - and how human emotions come into play when making investing decisions.

For more information on how to work with us, visit http://www.bigpictureretirement.net

In Part 1 we covered credits, earnings limits, and more.

In this episode we finish the series by talking about: Length of marriage rules Spousal Benefits vs Survivor Benefits How you are taxed on social security benefits and more.

If you haven't listened to Part 1, find it here: http://www.bigpictureretirement.net/episode-17-part-1-social-security-basics

Part 1 in a 2-part series about what you need to know about Social Security.

For more information, or to have a conversation with Devin Carroll or John Ross, visit http://www.bigpictureretirement.net

Wanda wrote in to ask why she shouldn't add a child to her checking account?

Brenda retired from a company that offers a pension. She asks if it would be better to take the pension in a stream of payments or as a lump sum.

Have a question? Send them in and we will try to answer it on the show. Email [email protected]

Can we expect 3 rate increases this year? What could that mean for the market - or our savings?

Andrew Comstock, Chief Investment Officer for Castlebar Asset Management, joins us again to recap the market's performance from the first quarter of 2017.

DOW (DJI) opened at 19,782.86 on January 3rd and closed on March 31, 2017 at 20,663.22

S&P (GSPC) opened the year at 2,251.57 and closed on March 31st at 2,362.72

Visit http://bigpictureretirement.net for more

In the previous episode we talked about Wills: Why you need one and what to look out for so you do it right.

But before you draft out your will, these are the things you need to consider:

• Why you should never leave anyone $1. • Beneficiaries: you should know who your people are • Why you need to specifically disinherit people who you don't want to receive anything. • Always anticipate that circumstances will change. • Questions your attorney needs to be asking • Why you might want to avoid making personal property bequests in your will. • Reference to tangible personal property. • Residuary Clause • Choosing an executor - and what is an executrix? • Do you want your executor to get a bond? Contact us for help with your Wills: http://www.bigpictureretirement.net

According to a survey, 71% of Americans do not have a current Will - and half of Americans age 65 or older don't have a Will that is not up-to-date. ​In this episode we cover the common mistakes people make when drafting their final testaments and ​why Snoop Dogg isn't going to do one at all. This is part one of a series on Wills. We ask that you subscribe for free to receive the next episode automatically. There is no cost to do so, simply visit iTunes or subscribe on your Android device. You can even listen via our website. All resources and links can be found at http://bigpictureretirement.net

Devin and John answer a question from Mitch about why the Social Security Office would not recognize his Power of Attorney statement. Charlotte is asking about ABLE accounts - tax-advantaged savings accounts for individuals with disabilities and their families. If you want us to address your question on the air, send them to [email protected]

Roger Whitney, the Retirement Answerman, shares his approach to spending money on fun today while still being able to plan and save for tomorrow.

He likens it to a teeter-totter, and reflects on things his mother taught before she passed away.

Find more information or ask us a question at http://bigpictureretirement.net