US equities have hit record highs in recent days in anticipation of the signing of the Phase 1 trade deal, the Bank of England maintained interest rates 0.75%, but hinted at the possibility of rate cuts in the new year as Andrew Bailey has been named as Mark Carney's replacement to run the bank. Also, oil is ending the year on a high-note, with markets showing some bullishness for the year ahead, but are the risk factors to consider going ahead?