If you’ve been stuck setting goals, losing momentum, and telling yourself you’ll start “next month” or “in January,” this episode is for you.

We’re breaking down the common traps that keep you stuck an endless list of goals, relying on motivation, having no goals whatsoever and repeating the self-sabotage cycle. Getting into motion isn’t about doing more, it’s about creating follow through.

In this episode, you’ll learn how to move from motive to action by:

• Reviewing where you are and where you’re going

• Realigning your vision and goals

• Breaking goals into realistic actions, habits, and systems

• Resetting without quitting on yourself

This is about clarity, momentum, and starting now, not waiting for the “perfect time.”

Register for the Finance Reset Guided session on 18th December 2025 via: www.pearlsandperils.com⁠

If you have a dilemma (peril) that you'd like to share anonymously email: ⁠[email protected]⁠ or send a direct message to @⁠yourfinancept⁠ on Instagram.

Book in a finance coaching session with Peta-Kay: ⁠www.pearlsandperils.com⁠

Subscribe to our Youtube channel: ⁠www.youtube.com/thepearlsandperilsuk1⁠

Stay connected on Tiktok:⁠www.tiktok.com/@yourfinancept⁠