Gab Columbro is the Executive Director of FINOS, the fintech open source foundation.   FINOS is creating an open source movement in banking and financial services the same way open source technologies like Linux, Firefox, Wordpress, Hadoop, NodeJS and many more have done for tech. Born out of Symphony, the open source platform launched to rival Bloomberg, FINOS has expanded to cover a range of technologies.   In this conversation, we get into the benefits of transparent code, the challenges of governance by consensus, tension between open source and profit maximization, and where the platform model is likely to go.   As always, connect with us on Twitter, Facebook, LinkedIn or on our website at bankingthefuture.com.    Thank you very much for joining us today. Please welcome, Gab Columbro.