Is there still a place in your portfolio for real estate and property investments? Can real estate investing still help you build wealth in 20204? Howie Lim gets insights from Paul Tostevin and Alan Cheong from Savills, Lee Nai JIa from PropertyGuru Group and Benny Ong from I Quadrant. 

Synopsis: Every first and third Monday of the month, The Business Times breaks down useful financial tips.

Highlights of the conversation: 

01:12 Outlook for property investment in 2024

05:00 Real estate market presents wealth building opportunities

09:56 Property still has a place in portfolio

13:15 Where the opportunities are

Written and hosted by: Howie Lim ([email protected])

With Lee Nai Jia, head of real estate intelligence, data and software solutions, PropertyGuru Group, Paul Tostevin, head of Savills world research, Alan Cheong, head of research Singapore at Savills and Benny Ong, co-founder, I Quadrant. 

Edited by: Howie Lim & Claressa Monteiro

Produced by: Howie Lim

Engineered by: Howie Lim

A podcast BT Podcasts, The Business Times, SPH Media

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Follow BT Money Hacks podcasts every first, third and fifth Monday of the month, and rate us on:

Channel: bt.sg/btmoneyhacks

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Spotify: bt.sg/oeGN 

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Website: bt.sg/moneyhacks

Feedback to: [email protected]

Do note: This podcast is meant to provide general information only. SPH Media accepts no liability for loss arising from any reliance on the podcast or use of third party’s products and services. Please consult professional advisors for independent advice. 

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Discover more BT podcast series:

BT Mark To Market Podcast at: bt.sg/btmark2mkt 

WealthBT at: bt.sg/btwealthbt

PropertyBT at: bt.sg/btpropertybt

BT Market Focus at: bt.sg/btmktfocus

BT Podcasts at: bt.sg/pcOM

BT Branded Podcasts at: bt.sg/brpod

BT Lens On: bt.sg/btlenson

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Why let fear stop you from retiring early, from being financially free or salary independent? Fear of investing is something you can overcome. 

Howie Lim gets insights from Hugh Chung, chief investment advisory officer, Endowus, David Fergusson, CEO, Atlas Consolidated and Paul Ng, senior financial services director, PhillipCapital.

Synopsis: Every first, third and fifth Monday of the month, The Business Times breaks down useful financial tips.

Highlights of the conversation: 

02:22 Fear of losing money

06:12 Fear of picking stocks

08:59 Fear of trust

13:00 Fear of not having enough to invest

15:48 Fear of not enough time

Written and hosted by: Howie Lim ([email protected])

With Hugh Chung, chief investment advisory officer, Endowus, David Fergusson, CEO, Atlas Consolidated and Paul Ng, senior financial services director, PhillipCapital.

Edited by: Howie Lim & Claressa Monteiro

Recording engineer: Joann Chai Pei Chieh

Produced by: BT Podcasts, The Business Times, SPH Media

Follow BT Money Hacks podcasts every first, third and fifth Monday of the month:

Channel: bt.sg/btmoneyhacks

Apple Podcasts: bt.sg/oeXe 

Spotify: bt.sg/oeGN 

Google podcasts: bt.sg/oeGP 

Website: bt.sg/moneyhacks

Feedback to: [email protected]

Do note: This podcast is meant to provide general information only. SPH Media accepts no liability for loss arising from any reliance on the podcast or use of third party’s products and services. Please consult professional advisors for independent advice. 

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Discover more BT podcast series:

BT Mark To Market Podcast at: bt.sg/btmark2mkt 

WealthBT at: bt.sg/btwealthbt

PropertyBT at: bt.sg/btpropertybt

BT Market Focus at: bt.sg/btmktfocus

BT Podcasts at: bt.sg/pcOM

BT Branded Podcasts at: bt.sg/brpod

BT Lens On: bt.sg/btlenson

See omnystudio.com/listener for privacy information.

The world economy is expected to grow by 3.0% in 2023, before slowing down to 2.7% in 2024. But that doesn’t mean your investments should slow too.

Howie Lim finds out how dividend investing could help from David Kuo, The Smart Investor, Josh Duitz, abrdn and Howard Silverblatt, S&P Dow Jones Indices.

Synopsis: Every first, third and fifth Monday of the month, The Business Times breaks down useful financial tips.

Highlights of the conversation: 

02:20 Dividend investing’s continued growth

06:57 Why these companies can increase dividends

10:07 How to choose the right company

14:14 Dividends will continue to make records

Written and hosted by: Howie Lim ([email protected])

With David Kuo, co-founder, The Smart Investor, Josh Duitz, head of global income, abrdn and Howard Silverblatt, senior index analyst, S&P Dow Jones Indices

Edited by: Howie Lim & Claressa Monteiro

Recording engineer: Joann Chai Pei Chieh

Produced by: BT Podcasts, The Business Times, SPH Media

Follow BT Money Hacks podcasts every first, third and fifth Monday of the month, and rate us at:

Channel: bt.sg/btmoneyhacks

Apple Podcasts: bt.sg/oeXe 

Spotify: bt.sg/oeGN 

Google podcasts: bt.sg/oeGP 

Website: bt.sg/moneyhacks

Feedback to: [email protected]

Do note: This podcast is meant to provide general information only. SPH Media accepts no liability for loss arising from any reliance on the podcast or use of third party’s products and services. Please consult professional advisors for independent advice. 

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Discover more BT podcast series:

BT Mark To Market Podcast at: bt.sg/btmark2mkt 

WealthBT at: bt.sg/btwealthbt

PropertyBT at: bt.sg/btpropertybt

BT Market Focus at: bt.sg/btmktfocus

BT Podcasts at: bt.sg/pcOM

BT Branded Podcasts at: bt.sg/brpod

BT Lens On: bt.sg/btlenson

See omnystudio.com/listener for privacy information.

With stigma still surrounding personal loans, is it ever a good idea to take out a loan? Did you know just applying for a loan will hurt your credit score and how can you tell if a loan offer is legitimate? Howie Lim gets insights from Bryan Chan of Providend and Nima Karimi from Lendela. 

Synopsis: Every first and third Monday of the month, The Business Times breaks down useful financial tips.

Highlights of the conversation: 

00:52 Is taking a loan ever financially wise?

03:10 Challenges getting a loan

05:30 Steering clear of debt traps

09:22 Legitimate loan offers vs. scams and predatory lenders

10:24 Safeguarding your credit score

Written and hosted by: Howie Lim ([email protected])

With Bryan Chan, client advisor, Providend and Nima Karimi, CEO of Lendela

Edited by: Howie Lim & Claressa Monteiro

Recording engineer: Joann Chai Pei Chieh

Produced by: BT Podcasts, The Business Times, SPH Media

Follow BT Money Hacks podcasts every first and third Monday of the month, and rate us on:

Channel: bt.sg/btmoneyhacks

Apple Podcasts: bt.sg/oeXe 

Spotify: bt.sg/oeGN 

Google podcasts: bt.sg/oeGP 

Website: bt.sg/moneyhacks

Feedback to: [email protected]

Do note: This podcast is meant to provide general information only. SPH Media accepts no liability for loss arising from any reliance on the podcast or use of third party’s products and services. Please consult professional advisors for independent advice. 

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Discover more BT podcast series:

BT Mark To Market Podcast at: bt.sg/btmark2mkt 

WealthBT at: bt.sg/btwealthbt

PropertyBT at: bt.sg/btpropertybt

BT Market Focus at: bt.sg/btmktfocus

BT Podcasts at: bt.sg/pcOM

BT Branded Podcasts at: bt.sg/brpod

BT Lens On: bt.sg/btlenson

See omnystudio.com/listener for privacy information.

Are whiskey investments worth looking into in volatile times? Are they a lucrative alternative investment? What’s the difference between bottle and cask/barrel investing?

Howie Lim gets insights from Anthony Zhang, co-founder and CEO of Vinovest and Maxwell Nee, Managing Partner of the OENO Wine & Whisky Investment Fund.

Synopsis: Every first and third Monday of the month, The Business Times breaks down useful financial tips.

Highlights of the conversation: 

02:25 Inflection point in whiskey investing

04:27 Cask/barrel vs. bottle investing

08:10 Should whiskey drinkers invest?

11:19 Is whiskey worth investing in?

Written and hosted by: Howie Lim ([email protected])

With Anthony Zhang, co-founder and CEO of Vinovest and Maxwell Nee, Managing Partner of the OENO Wine & Whisky Investment Fund.

Edited by: Howie Lim & Claressa Monteiro

Recording engineer: Joann Chai Pei Chieh

Produced by: BT Podcasts, The Business Times, SPH Media

Follow BT Money Hacks podcasts every first and third Monday of the month, and rate us on:

Channel: bt.sg/btmoneyhacks

Apple Podcasts: bt.sg/oeXe 

Spotify: bt.sg/oeGN 

Google podcasts: bt.sg/oeGP 

Website: bt.sg/moneyhacks

Feedback to: [email protected]

Do note: This podcast is meant to provide general information only. SPH Media accepts no liability for loss arising from any reliance on the podcast or use of third party’s products and services. Please consult professional advisors for independent advice. 

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Discover more BT podcast series:

BT Mark To Market Podcast at: bt.sg/btmark2mkt 

WealthBT at: bt.sg/btwealthbt

PropertyBT at: bt.sg/btpropertybt

BT Market Focus at: bt.sg/btmktfocus

BT Podcasts at: bt.sg/pcOM

BT Branded Podcasts at: bt.sg/brpod

BT Lens On: bt.sg/btlenson

See omnystudio.com/listener for privacy information.

Is investing during a recession a good idea? Can it be rewarding? How do we fight natural instincts to become more conservative because the best investments may not be what we expect?

Howie Lim gets insights from Francis Tan, investment strategist at UOB Private Bank’s chief investment office.

Synopsis: Every first and third Monday of the month, The Business Times breaks down useful financial tips.

Highlights of the conversation:

01:02 Market developments to watch

03:36 What approach to take in uncertainty

05:10 The balance between risk and returns

06:58 Assets and products to consider

08:38 Passive or active investing?

11:10 Discretionary investing

13:33 Markets are always uncertain, what to do? 

More about:

UOB’s Risk-First Approach

https://str.sg/iwaU

UOB SimpleInvest

https://str.sg/iwaw

Rethink Your Wealth, UOB’s personal finance series

https://str.sg/iwai

Written and hosted by: Howie Lim ([email protected])

With Francis Tan, investment strategist at UOB Private Bank’s chief investment office.

Edited by: Howie Lim & Claressa Monteiro

Recording engineer: Joann Chai Pei Chieh

Produced by: BT Podcasts, The Business Times, SPH Media

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Follow BT Money Hacks podcasts every first and third Monday of the month, and rate us on:

Channel: bt.sg/btmoneyhacks

Apple Podcasts: bt.sg/oeXe 

Spotify: bt.sg/oeGN 

Google podcasts: bt.sg/oeGP 

Website: bt.sg/moneyhacks

Feedback to: [email protected]

Do note: This podcast is meant to provide general information only. SPH Media accepts no liability for loss arising from any reliance on the podcast or use of third party’s products and services. Please consult professional advisors for independent advice. 

---

Discover more BT podcast series:

BT Mark To Market Podcast at: bt.sg/btmark2mkt 

WealthBT at: bt.sg/btwealthbt

PropertyBT at: bt.sg/btpropertybt

BT Market Focus at: bt.sg/btmktfocus

BT Podcasts at: bt.sg/pcOM

BT Branded Podcasts at: bt.sg/brpod

BT Lens On: bt.sg/btlenson

See omnystudio.com/listener for privacy information.

Financial stability, financial independence, financial abundance, financial freedom! The terms just get more complicated or is it just semantics?

Does one mean the other and how can we get there?

Howie Lim gets insights from Stephanie Chiaw, financial services associate director, PhillipCapital and Adriana Chia, senior vice president, CX and research at Singlife.

Synopsis: Every first and third Monday of the month, The Business Times breaks down useful financial tips.

Highlights of the conversation: 

01:20 Differences and similarities between financial freedom and abundance

05:01 Concerning findings from the Financial Freedom index

12:07 Opportunities and bright sparks during market volatility

15:12 Protect your wealth!

Written and hosted by: Howie Lim ([email protected])

With Stephanie Chiaw, financial services associate director, PhillipCapital and Adriana Chia, senior vice president, CX and research, product, proposition at Singlife.

Edited by: Howie Lim & Claressa Monteiro

Recording engineer: Joann Chai Pei Chieh

Produced by: BT Podcasts, The Business Times, SPH Media

Follow BT Money Hacks podcasts every first and third Monday of the month, and rate us on:

Channel: bt.sg/btmoneyhacks

Apple Podcasts: bt.sg/oeXe 

Spotify: bt.sg/oeGN 

Google podcasts: bt.sg/oeGP 

Website: bt.sg/moneyhacks

Feedback to: [email protected]

Do note: This podcast is meant to provide general information only. SPH Media accepts no liability for loss arising from any reliance on the podcast or use of third party’s products and services. Please consult professional advisors for independent advice. 

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Discover more BT podcast series:

BT Mark To Market Podcast at: bt.sg/btmark2mkt 

WealthBT at: bt.sg/btwealthbt

PropertyBT at: bt.sg/btpropertybt

BT Market Focus at: bt.sg/btmktfocus

BT Podcasts at: bt.sg/pcOM

BT Branded Podcasts at: bt.sg/brpod

BT Lens On: bt.sg/btlenson

See omnystudio.com/listener for privacy information.

With inflation seemingly persistent and global economic conditions looking like they could worsen, how do we steel ourselves to stay invested? Stay invested we must because who wants to be a loser? Howie Lim gets insights from Samuel Rhee, Chairman and CIO at Endowus.

Synopsis: Every first and third Monday of the month, The Business Times breaks down useful financial tips.

Highlights of the conversation: 

01:13 In or out in this current climate?

03:38 In, even when markets dive

08:11 Beating inflation is possible

12:07 Inflation and recession beating strategies

Written and hosted by: Howie Lim ([email protected])

With Samuel Rhee, Chairman and CIO at Endowus

Edited by: Howie Lim & Claressa Monteiro

Recording engineer: Joann Chai Pei Chieh

Produced by: BT Podcasts, The Business Times, SPH Media

Follow BT Money Hacks podcasts every first and third Monday of the month, and rate us on:

Channel: bt.sg/btmoneyhacks

Apple Podcasts: bt.sg/oeXe 

Spotify: bt.sg/oeGN 

Google podcasts: bt.sg/oeGP 

Website: bt.sg/moneyhacks

Feedback to: [email protected]

Do note: This podcast is meant to provide general information only. SPH Media accepts no liability for loss arising from any reliance on the podcast or use of third party’s products and services. Please consult professional advisors for independent advice. 

---

Discover more BT podcast series:

BT Mark To Market Podcast at: bt.sg/btmark2mkt 

WealthBT at: bt.sg/btwealthbt

PropertyBT at: bt.sg/btpropertybt

BT Market Focus at: bt.sg/btmktfocus

BT Podcasts at: bt.sg/pcOM

BT Branded Podcasts at: bt.sg/brpod

BT Lens On: bt.sg/btlenson

See omnystudio.com/listener for privacy information.

Salary independence, active investing, FIRE. How can we be sure any of them work to get us to financial independence? Howie Lim gets the skinny from Sabrina Gan, Fidelity International’s Head of Southeast Asia and Country Head of Singapore.

Synopsis: Every first and third Monday of the month, The Business Times breaks down useful financial tips.

Highlights of the conversation: 

01:48 Passive vs. active investing debate moot?

03:02 Is active investing required to retire well?

05:06 How active investing better enables financial security

08:03 Goals determine mix of assets and strategies

10:37 More wealth building hacks 

Written and hosted by: Howie Lim ([email protected])

With Sabrina Gan, Fidelity International’s head of Southeast Asia and country head of Singapore

Edited by: Howie Lim & Claressa Monteiro

Recording engineer: Joann Chai Pei Chieh

Produced by: BT Podcasts, The Business Times, SPH Media

Follow BT Money Hacks podcasts every first and third Monday of the month, and rate us on:

Channel: bt.sg/btmoneyhacks

Apple Podcasts: bt.sg/oeXe 

Spotify: bt.sg/oeGN 

Google podcasts: bt.sg/oeGP 

Website: bt.sg/moneyhacks

Feedback to: [email protected]

Do note: This podcast is meant to provide general information only. SPH Media accepts no liability for loss arising from any reliance on the podcast or use of third party’s products and services. Please consult professional advisors for independent advice. 

---

Discover more BT podcast series:

BT Mark To Market Podcast at: bt.sg/btmark2mkt 

WealthBT at: bt.sg/btwealthbt

PropertyBT at: bt.sg/btpropertybt

BT Market Focus at: bt.sg/btmktfocus

BT Podcasts at: bt.sg/pcOM

BT Branded Podcasts at: bt.sg/brpod

BT Lens On: bt.sg/btlenson

See omnystudio.com/listener for privacy information.

In the debate between savings and investing, which is a better choice to grow our wealth? What are some factors to consider? Karl Franks, the Chief Operating Officer of Hugosave and Christopher Tan, founder and CEO of Providend share their insights and tips with Howie Lim.

Synopsis: Every first and third Monday of the month, The Business Times breaks down useful financial tips.

Highlights of the conversation: 

01:02 Chris Tan and Karl Franks’ take on savings vs. investing

02:56 Investing IS simple, just not easy

05:52 Productive and unproductive debt

08:12 Investing helps you STAY rich

12:25 Not rocket science but many simple things working together

Written and hosted by: Howie Lim ([email protected])

With Karl Franks, the Chief Operating Officer of Hugosave and Christopher Tan, founder and CEO of Providend.

Edited by: Howie Lim & Claressa Monteiro

Recording engineer: Joann Chai Pei Chieh

Produced by: BT Podcasts, The Business Times, SPH Media

Follow BT Money Hacks podcasts every first and third Monday of the month, and rate us on:

Channel: bt.sg/btmoneyhacks

Apple Podcasts: bt.sg/oeXe 

Spotify: bt.sg/oeGN 

Google podcasts: bt.sg/oeGP 

Website: bt.sg/moneyhacks

Feedback to: [email protected]

Do note: This podcast is meant to provide general information only. SPH Media accepts no liability for loss arising from any reliance on the podcast or use of third party’s products and services. Please consult professional advisors for independent advice. 

---

Discover more BT podcast series:

BT Mark To Market Podcast at: bt.sg/btmark2mkt 

WealthBT at: bt.sg/btwealthbt

PropertyBT at: bt.sg/btpropertybt

BT Market Focus at: bt.sg/btmktfocus

BT Podcasts at: bt.sg/pcOM

BT Branded Podcasts at: bt.sg/brpod

BT Lens On: bt.sg/btlenson

See omnystudio.com/listener for privacy information.