Synopsis: Every first and third Monday of the month, The Business Times breaks down useful financial tips.

Has Budget 2023 provided enough to blunt the impact of rising prices? And shouldn’t we not rely too much on hand outs anyway? Correspondent Howie Lim speaks to David Fergusson, CEO and co-founder of Hugosave for more insights

Highlights of the conversation: 

00:50 How much Budget 2023 helps optimise financials

02:39 Budget and the ‘coping’ class

04:08 Beyond economising

08:14 What the risk averse can do 

10:56 Bête noire; what to avoid

Produced by: Howie Lim ([email protected]) and Claressa Monteiro

Edited by: Howie Lim

Follow BT Money Hacks podcasts every first and third Monday of the month, and rate us on:

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Do note: This podcast is meant to provide general information only. SPH Media accepts no liability for loss arising from any reliance on the podcast or use of third party’s products and services. Please consult professional advisors for independent advice. 

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Synopsis: Every first and third Monday of the month, The Business Times breaks down useful financial tips.

So we’ve had to first tighten our belts, then hedge against inflation and now recession-proof. Shouldn’t be too hard, right? Correspondent Howie Lim finds out from David Kuo, co-founder of the Smart Investor.

Highlights of the conversation: 

00:57 Remember these rules about money

04:57 The secret to investing

07:09 ‘Good’ companies will help safeguard portfolio

10:08 Your pyramid of ‘good’ companies

11:30 Sectors to invest in

Produced by: Howie Lim ([email protected]) and Claressa Monteiro

Edited by: Howie Lim

Follow BT Money Hacks podcasts every first and third Monday of the month, and rate us on:

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Synopsis: Every first and third Monday of the month, The Business Times breaks down useful financial tips.

Who isn’t looking for earnings resiliency in the face of an uncertain economic environment? And what’s happened in the fixed income market and as well as the diversified nature of ETFs could now offer better income generation! Correspondent Howie Lim gets more insights from Salim Ramji, global head of iShares and index investments at BlackRock.

Highlights of the conversation: 

03:54 Digitalisation has upped ETFs’ game

05:59 Be sure to look for lowered fees

08:31 Most important metric when choosing ETFs

09:48 Which ETFs might do well in 2023?

13:19 Value investing, not growth for 2023

Produced by: Howie Lim ([email protected]) and Claressa Monteiro

Edited by: Howie Lim

Follow BT Money Hacks podcasts every first and third Monday of the month, and rate us on:

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Do note: This podcast is meant to provide general information only. SPH Media accepts no liability for loss arising from any reliance on the podcast or use of third party’s products and services. Please consult professional advisors for independent advice. 

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Synopsis: Every first and third Monday of the month, The Business Times breaks down useful financial tips as correspondent Howie Lim interviews experts in their fields. 

As property prices remain high in 2023, according to some experts, real estate investors will be left looking for alternative investing outside of traditional property ownership, like fractional property investing. Find out which sectors are now within your reach as Howie Lim speaks with Keith Ong, CEO and co-founder of RealVantage. 

Highlights of the conversation: 

01:10 How property market fared in 2022

02:54 Difference between fractional investing and tokenisation

04:41 Benefits of fractional investing vs REITS

08:56 Pitfalls to avoid in fractional property investing

13:00 Sectors to look into in 2023

Produced by: Howie Lim ([email protected]) and Claressa Monteiro

Edited by: Howie Lim

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Do note: This podcast is meant to provide general information only. SPH Media accepts no liability for loss arising from any reliance on the podcast or use of third party’s products and services. Please consult professional advisors for independent advice. 

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Synopsis: Every first and third Monday of the month, The Business Times breaks down useful financial tips.

Many asset classes took a beating in 2022 but look poised to make a comeback. Which ones will help you fortify your portfolio against possible recessionary pressures in 2023? Correspondent Howie Lim speaks to Daryl Ho, Senior Investment Strategist at DBS’ chief investment office to find out. 

Highlights of the conversation: 

01:11 Will market trends of 2022 reverse themselves?

02:11 Asset classes which suffered in 2022

04:31 The one thing to focus on in 2023

06:17 Flexibility in your portfolio

09:20 What to back in 2023

11:30 Value tech and Chinese equities

Produced by: Howie Lim ([email protected]) and Claressa Monteiro

Edited by: Howie Lim

Follow BT Money Hacks podcasts every first and third Monday of the month, and rate us on:

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Do note: This podcast is meant to provide general information only. SPH Media accepts no liability for loss arising from any reliance on the podcast or use of third party’s products and services. Please consult professional advisors for independent advice. 

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Synopsis: Every first and third Monday of the month, The Business Times breaks down useful financial tips.

What is wrong with cryptocurrency? Or is it the players and ecosystem? How affected were you by the collapse of FTX and is there recourse for your loss? Correspondent Howie Lim speaks to Wayne Huang, co-founder and CEO of XREX to find out. 

Highlights of the conversation: 

01:07 Cryptocurrency in 2022

03:37 The main issue with FTX’s collapse

08:33 How much will regulation help?

10:46 Balancing decentralisation and safety of customer assets

12:30 Recourse for customers hurt by FTX collapse

Produced by: Howie Lim ([email protected]) and Claressa Monteiro

Edited by: Howie Lim

Follow BT Money Hacks podcasts every first and third Monday of the month, and rate us on:

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Do note: This podcast is meant to provide general information only. SPH Media accepts no liability for loss arising from any reliance on the podcast or use of third party’s products and services. Please consult professional advisors for independent advice. 

---

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BT Podcasts at: http://bt.sg/pcOM 

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Synopsis: Every first and third Monday of the month, The Business Times breaks down useful financial tips.

What are the hot investment trends for 2023 and how were they shaped by one of the most punishing years for investors: 2022? Correspondent Howie Lim chats with Kelvin Tay, UBS global wealth management's regional CIO and adjunct associate professor at the Wealth Management Institute, NTU.

Highlights of the conversation: 

01:23 No surprises: few sectors did well

02:25 Growth vs Value investing

04:58 Loss making tech stocks bore the brunt

07:00 Do investors abandon ‘the plan’?

09:05 The ONE piece of advice for 2023

10:53 Bright spots for 2023

Produced by: Howie Lim ([email protected]) and Claressa Monteiro

Edited by: Howie Lim

Follow BT Money Hacks podcasts every first and third Monday of the month, and rate us on:

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Do note: This podcast is meant to provide general information only. SPH Media accepts no liability for loss arising from any reliance on the podcast or use of third party’s products and services. Please consult professional advisors for independent advice. 

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BT Podcasts at: https://bt.sg/pcOM  

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Synopsis: Every first and third Monday of the month, The Business Times breaks down useful financial tips.

With everyone staring down the barrel of inflation these days, how can we protect our portfolio returns? What should we be investing in to beat inflation? Correspondent Howie Lim speaks to co-founder of the Smart Investor, David Kuo to find out.

Highlights of the conversation: 

01:18 Who benefits from inflation?

05:05 Focus on stock market and companies which can increase prices

06:53 Continue to invest

09:01 Inflation and recession should NOT change your strategy

13:05 How to outperform inflation

Produced by: Howie Lim ([email protected]) and Claressa Monteiro

Edited by: Howie Lim

Follow BT Money Hacks podcasts every first and third Monday of the month, and rate us on:

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Do note: This podcast is meant to provide general information only. SPH Media accepts no liability for loss arising from any reliance on the podcast or use of third party’s products and services. Please consult professional advisors for independent advice. 

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Synopsis: Every first and third Monday of the month, The Business Times breaks down useful financial tips.

How can you make sure you don’t suffer ‘lost earnings’ from having to take time off work to recover from an illness? And how affordable is critical illness coverage in this inflation-riddled environment?

For more insights, correspondent Howie Lim speaks to Colin Chan, managing director for group marketing at Great Eastern.

This episode is brought to you by Great Eastern.

Highlights of the conversation: 

01:53 The concerning critical illness insurance gap

04:44 The lingering misconceptions debunked

08:31 Affordability of C.I. plans

09:56 C.I. coverage continues to evolve

12:19 How to reframe the message

Produced by: Howie Lim ([email protected]) and Claressa Monteiro

Edited by: Howie Lim

More about:

Great Eastern

https://www.greateasternlife.com/sg/en/about-us.html

Critical Illness Coverage

https://www.greateasternlife.com/sg/en/personal-insurance/our-products/health-insurance/great-critical-cover.html

How to donate

www.giving.sg/campaigns/SCS_Return_to_Role_Programme

Follow BT Money Hacks podcasts every first and third Monday of the month, and rate us on:

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Synopsis: Every first and third Monday of the month, The Business Times breaks down useful financial tips.

Wines’ clear capital preservation across the pandemic and its outperformance in 2021 may mean wine could very well be your hedge against inflation. But how’s it been doing so far in 2022 and will these volatile times have an adverse effect? 

Correspondent Howie Lim speaks to Anthony Zhang, co-founder and CEO of Vinovest to find out.

Highlights of the conversation: 

01:53 Collectible, age-worthy and investment grade wines

06:20 A ‘wasting’ asset?

08:08 Collecting for passion vs. profits

09:09 Wine prices outpacing inflation

12:12 Outlook for wine investing is good

Produced by: Howie Lim ([email protected]) and Claressa Monteiro

Edited by: Howie Lim

Follow BT Money Hacks podcasts every first and third Monday of the month, and rate us on:

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Do note: This podcast is meant to provide general information only. SPH Media accepts no liability for loss arising from any reliance on the podcast or use of third party’s products and services. Please consult professional advisors for independent advice. 

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BT Podcasts at: https://bt.sg/pcOM  

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