Join the Co-Investing Club and start building passive income through real estate: https://sparkrental.com/co-investing-club

Stop thinking about retirement, start thinking about financial independence. In this episode, Brian and Deni tear apart outdated retirement advice that financial planners have been repeating for decades.

We debunk:

→ The 60/40 portfolio allocation (and why bonds don't work like they used to)

→ The dangerous "Rule of 100" for asset allocation

→ The 4% safe withdrawal rule, even its creator says it's outdated

→ The 80% spending rule that assumes you'll spend less in retirement

→ Why Social Security won't cover 40% of your expenses anymore

→ The myth that you should sell all your real estate before retiring

We also cover:

→ What Coast FI means and how it can change your career decisions

→ Warren Buffett's 90/10 portfolio allocation strategy

→ How sequence of returns risk affects early retirees

→ Why Bill Bengen now recommends a 5% withdrawal rate

→ Building passive income streams that last through retirement

Whether you're 30 or 60, this episode will reshape how you think about building wealth and reaching financial freedom.

New to passive real estate investing? Take our free course: https://sparkrental.com/free

Other resources mentioned:

→ 90/10 Portfolio Study: https://blog.iese.edu/jestrada/files/2017/01/Buffett-AA-Global.pdf

→ Bill Bengen Debunking the 4% Rule: https://www.youtube.com/watch?v=gQqcKepuQdA&pp=0gcJCfwAo7VqN5tD

Questions or feedback? Email us: [email protected]

#RetirementPlanning #FinancialIndependence #FIRE #CoastFI #4PercentRule #AssetAllocation #PassiveIncome #RealEstateInvesting #RetirementMyths #WealthBuilding #SocialSecurity #InvestmentStrategy #StockMarket #RetirementAdvice #FinancialFreedom #InvestmentClub #RetirementSavings

The Retirement Risk No One Talks About. by Buck$ Outside The Box Podcast

Most Americans believe Social Security will take care of them in retirement.

That belief could cost them everything.

Social Security is projected to face serious shortfalls by 2032, and Congress is already discussing changes that could mean lower benefits, higher taxes, and delayed retirement ages.

In this video, you’ll discover:

Why Social Security was never meant to fully fund your retirement

The real changes Congress is likely to push through

How benefits have already lost buying power

Why counting on the government is a dangerous retirement strategy

What smart retirees are doing right now to protect themselves

If you’re relying on Social Security for your future, this video is a wake-up call.

👉 Watch till the end — the last strategy could completely change how you plan retirement.

👉 Subscribe if you want honest money conversations without sugarcoating.

👉 Comment: Are you still counting on Social Security?

#SocialSecurity

#RetirementCrisis

#FinancialFreedom

#RetirementPlanning

#PassiveIncome

#WealthBuilding

#MoneyTruth

#PersonalFinance

#Investing

#FinancialEducation

🔗 Learn More About Co-Investing:

Check out our site and discover how you can join the Co-Investing Club to start your journey toward passive income

https://sparkrental.com/coinvesting/

💻 Join Our Weekly Zoom Call:

We host a Zoom every Thursday at 3:30 PM EST, where we discuss real estate strategies, investing tips, and how you can get involved. Don't miss out!

Join Zoom Meeting: https://us06web.zoom.us/j/85185959870pwd=rNrW4gm9oa86YJRJxb2lordbwu9ln5.1

In this video, we dive into the projected hottest and coldest housing markets for 2026, based on Zillow's latest forecast. We'll reveal the top 10 cities set for the biggest home price growth, including Atlantic City and Knoxville, and the cities facing the steepest price declines, like San Francisco and Austin. Plus, we discuss investment strategies in this shifting real estate landscape. Don’t miss these key insights for your next real estate move!

🔗 Learn More About Co-Investing:

Check out our site and discover how you can join the Co-Investing Club to start your journey toward passive income

https://sparkrental.com/coinvesting/

💻 Join Our Weekly Zoom Call:

We host a Zoom every Thursday at 3:30 PM EST, where we discuss real estate strategies, investing tips, and how you can get involved. Don't miss out!

Join Zoom Meeting: https://us06web.zoom.us/j/85185959870pwd=rNrW4gm9oa86YJRJxb2lordbwu9ln5.1

#RealEstate2026 #HousingMarketForecast #HomePriceGrowth #InvestmentTips #2026RealEstate #TopCitiesForInvestment #ZillowForecast #HousingTrends #RealEstateInvesting #HomePrices #MarketTrends #RealEstateTips #RealEstateInvestments #HotMarkets #ColdMarkets #PropertyGrowth #RealEstateAnalysis #InvestmentStrategies #USRealEstate #2026HousingMarket #AffordableCities

In this video, we explore the growing impact of artificial intelligence (AI) on the job market, especially how it’s displacing entry-level positions. A Harvard study shows a 22% reduction in job postings for entry-level roles in companies adopting AI. As AI takes over tasks like legal research and basic admin work, it’s becoming clear that many jobs are at risk. But there’s hope—real estate investing can help create AI-proof income streams, offering long-term wealth and financial security.

Learn how active real estate businesses like flipping houses, wholesaling, and the BRRRR strategy (Buy, Renovate, Rent, Refinance, Repeat) require human expertise and can’t easily be replaced by AI. We also discuss passive real estate investing, which allows you to earn money while you sleep through methods like private partnerships, lending, and syndications.

If you want to learn more about building passive income with real estate, join our Co-Investing Club to connect with like-minded investors and start your journey toward financial independence.

🔗 Learn More About Co-Investing:

Check out our site and discover how you can join the Co-Investing Club to start your journey toward passive income

https://sparkrental.com/coinvesting/

💻 Join Our Weekly Zoom Call:

We host a Zoom every Thursday at 3:30 PM EST, where we discuss real estate strategies, investing tips, and how you can get involved. Don't miss out!

Join Zoom Meeting: https://us06web.zoom.us/j/85185959870?pwd=rNrW4gm9oa86YJRJxb2lordbwu9ln5.1

In this video, we dive deep into how retail investors can outperform the market by learning from institutional investors. From the importance of cash flow to navigating the current affordability crisis, we break down key strategies that have allowed institutional investors to thrive in the real estate market. Whether you’re new to real estate investing or an experienced investor looking to scale, these tips will help you unlock higher returns. Plus, we explore emerging investment trends, including build-to-rent properties, data centers, and land investments. Join us for expert insights and actionable advice!

In this video, we dive deep into how retail investors can replicate the strategies of institutional investors to boost their returns in today’s real estate market. Learn where institutional capital is going—data centers, single-family rentals, and alternative high-yield assets—and how you can invest in similar opportunities, even as a small-scale investor. We break down the top trends to watch for 2025, including strategies for cash flow, tax optimization, and recession resilience. Whether you’re new to passive real estate investing or a seasoned investor, this video will give you the insights needed to take your portfolio to the next level.

Key topics covered:

Real estate trends for 2025

How institutional investors choose assets

Alternative high-yield passive income investments

Opportunities in single-family rentals and build-to-rent properties

Tips for mimicking the investment strategies of big firms

Check out our Co-Investing Club to get in on deals with smaller amounts.

👉 sparkrunnel.com/free-course

If you found value in this video, don't forget to like, share, and subscribe for more investment insights!

Market Bubbles Everywhere… Here’s Where the Smart Money Is Going in 2025 by Buck$ Outside The Box Podcast

Thinking about investing in real estate crowdfunding?

In this video, I break down my real-life returns from platforms like Fundrise, Arrived Homes, Streetwise, Groundfloor, and Concrete — including which ones disappointed me, which ones actually performed well, and why I eventually stopped investing in most crowdfunding platforms altogether.

Crowdfunding sounds like easy passive income… until you look at the actual numbers.

I share my annualized returns, the problems these platforms don’t talk about, why certain deals turn into multi-year nightmares, and which platforms still deliver consistent results.

If you're deciding where to invest in real estate — or whether crowdfunding is even worth it — this breakdown will help you avoid major mistakes.

⏱ Timestamps

00:00 – How I started investing in real estate crowdfunding

00:19 – Regulation CF & why crowdfunding became popular

00:49 – Accredited investor rules (quick overview)

01:31 – My early experiences with Fundrise, Arrived, Streetwise, Groundfloor

02:14 – Why Fundrise underperformed (3.4% annual return)

02:49 – Arrived Homes review & 17-property performance

03:37 – Why brand-new homes aren’t profitable for rentals

04:15 – Why these platforms struggle (marketing vs real returns)

04:53 – Tax benefits vs no tax perks in crowdfunding

05:14 – Streetwise review – my worst performer (-31%)

05:36 – The platforms I still like

05:56 – Groundfloor review: 8–10% returns

06:32 – Problems with Groundfloor (long delays, default loans)

07:35 – How Co-Investing Club approaches long-term investments

08:27 – Concrete review: 6.65% returns + weekly dividends

09:43 – Summary of different types of passive real estate investments

10:13 – Diversification benefits in small-amount investing

10:28 – Free course link + closing thoughts

Many investors panic when the economy weakens, repeating the old phrase: “Don’t try to catch a falling knife.” But is that really good advice? In this video, we break down why trying to time the market is a losing strategy—and why smart investors keep investing, even during downturns.

We’ll cover:

✅ Why even top economists can’t predict market bottoms

✅ How dollar-cost averaging protects your portfolio

✅ Why the biggest gains often happen right after a crash

✅ Real estate & stock market opportunities in a weakening economy

✅ Recession-resilient investments you should know about

If you’ve ever wondered whether to keep investing during a slowdown—or sit on the sidelines—this video will give you the clarity (and confidence) you need.

📌 Don’t forget to Like 👍, Subscribe 🔔, and Comment your thoughts below!