Does Good Debt Exist How to Tell the Difference by Buck$ Outside The Box Podcast

Does Good Debt Exist How to Tell the Difference by Buck$ Outside The Box Podcast

Join the Co-Investing Club and start building passive income through real estate: https://sparkrental.mykajabi.com/co-investing-club-sparkrental

Every asset class looks frothy right now. The S&P 500 has had three straight years of outsized returns. Nvidia is up 721% in three years. Gold and silver are surging. Home prices hover near record highs. So where do you actually put your money?

In this session, Brian and Deni break down how they personally invest in real estate when everything looks like a bubble… and why multifamily might be the exception.

We cover: →

→ Why multifamily already had its crash (down 25-30% from 2022 peak)

→ The three biggest risks in real estate right now: recession, inflation and geopolitical uncertainty

→ How recessions are a double-edged sword (lower NOI but also lower interest rates and cap rates)

→ Recession-resilient strategies: property tax abatements, LIHTC properties and the Section 8 overhang loophole

→ Why Class B multifamily can actually benefit during downturns

→ How new multifamily supply is crashing (creating tailwinds for existing properties)

→ What the 2025 UBS Billionaire Survey says about where the ultra-wealthy are moving money

→ Dollar cost averaging into passive real estate ($5k at a time across 12+ deals per year)

→ Diversifying across geography, asset types, operators and investment timelines

→ Creating a bell curve of returns instead of betting everything on one deal

→ Real lessons from deals that went south (and how to vet lead sponsors vs. co-sponsors)

Whether you're worried about a stock market correction or looking for alternatives to overpriced assets, this session walks through a practical framework for investing through uncertainty.

New to passive real estate investing? Take our free course:

https://sparkrental.com/free

Questions? Email us: [email protected]

#RealEstateInvesting #MultifamilyInvesting #PassiveRealEstate #RecessionProofInvesting #DollarCostAveraging #RealEstateSyndication #PassiveIncome #AssetAllocation #InvestmentDiversification #RealEstateRisk #LIHTC #Section8Investing #AlternativeInvestments #WealthBuilding #FinancialIndependence

Join the Co-Investing Club and start building passive income through real estate: https://sparkrental.mykajabi.com/co-investing-club-sparkrental

What if financial freedom isn't actually about the money? In this episode, Brian sits down with Christina Suter, a real estate investor who retired in 2000 and discovered something surprising: having the money didn't give her the freedom she expected.

After six months of "retirement," Christina was miserable. Bored. Directionless. She had replaced her salary with passive income... but she didn't have the feeling she thought financial freedom would bring.

We cover:

→ Why Christina hated retirement after achieving financial independence

→ The real thing you're chasing behind the money (hint: it's not the money)

→ How to feel the freedom NOW instead of waiting 20 years

→ The baseline survival budget vs. discretionary spending (you have more money than you think)

→ Every dollar you spend is a statement of your values

→ Why everyone Brian has interviewed who retired early went back to work

→ Purpose and direction as the actual source of joy

→ Using real estate as a tool to build a life of meaning

→ The spirituality and "woo woo" side of investing and business

Christina Suter is a professional real estate investor, registered investment advisor, and founder of Christina Suter Consulting. She helps people use real estate and money as tools to build lives of purpose and values.

Connect with Christina: → Website: https://christinasuter.com → Text/Call: 310-463-5942

Other resources mentioned: https://iop.harvard.edu/youth-poll/50...

New to passive real estate investing? Take our free course: https://sparkrental.com/free

Questions? Email us: [email protected]

#FinancialFreedom #PassiveIncome #RealEstateInvesting #Spirituality #PurposeDrivenLife #EarlyRetirement #FIRE #MoneyMindset #FinancialIndependence #ValuesBasedSpending #WealthBuilding #Manifesting #DreamLife #InvestingMindset #PersonalDevelopment

Join the Co-Investing Club and start building passive income through real estate: https://sparkrental.mykajabi.com/co-investing-club-sparkrental

Only 57% of young adults say marriage is important to them. But here's what they're missing: being in a couple is basically a financial cheat code. In this episode, Brian and Deni break down the money hacks that come with "two-player mode" in personal finance.

We cover:

→ The old saying "two can live for the price of one" (and why it's almost true)

→ Sharing one car saves $12,000/year according to AAA

→ House hacking possibilities that only work with a partner

→ How one spouse's stable W-2 job freed Brian to start Spark Rental

→ Taking calculated career and investment risks when you have a financial floor

→ Double the retirement account access (IRAs, 401ks, HSAs)

→ Why HSAs offer the best tax benefits of any account in the US

→ Tax benefits of filing jointly (averaged income, double deductions, higher exclusion limits)

→ Estate planning shortcuts for married couples

→ Travel hacking in two-player mode (double the signup bonuses)

→ The big caveat: you both have to be rowing the boat in the same direction

Whether you're married, engaged or in a long-term partnership, this episode shows how to turn your relationship into a wealth-building machine.

New to passive real estate investing? Take our free course: https://sparkrental.com/free

Questions? Email us: [email protected]

#TwoPlayerMode #MoneyHacks #CouplesFinance #MarriageAndMoney #SharedExpenses #FinancialIndependence #HSABenefits #TaxBenefitsMarriage #TravelHacking #PassiveIncome #WealthBuilding #PersonalFinanceTips #FIRE #RetirementAccounts #RealEstateInvesting

Financial Flywheel How Savings Begets More Savings by Buck$ Outside The Box Podcast

Join the Co-Investing Club and start building passive income through real estate: https://sparkrental.com/coinvesting/

Most investors have never heard of buying tax credits—but it's a strategy that can reduce your tax bill by 15-20%. In this episode, Brian sits down with Brian Seidensticker, founder of Tax Sale Resources and Mountain North Capital, to break down how LIHTC (Low-Income Housing Tax Credits) and historic tax credits actually work.

We cover:

→ How developers receive 9% of project costs as tax credits over 10 years

→ Why developers sell their tax credits at 80-85 cents on the dollar

→ How investors can buy those credits and reduce their taxes by 15-20%

→ Historic tax credits: getting 20-40% back on renovations of older buildings → Converting old schools and historic properties into apartments

→ The "Section 8 overhang" loophole for LIHTC properties

→ How to collect market rents while keeping LIHTC benefits

→ Tax liens vs. tax deeds and participating in tax sale auctions

Whether you're a high-income earner looking for tax reduction strategies or a developer trying to fund projects, this episode breaks down one of real estate's most misunderstood niches.

New to passive real estate investing? Take our free course: https://sparkrental.com/free

Questions? Email us: [email protected]

Other resources mentioned:

Last Best Partners: https://www.lastbestpartners.com/comp...

Tax Sale Resources: https://taxsaleresources.com

#TaxCredits #LIHTC #HistoricTaxCredits #RealEstateInvesting #TaxStrategy #LowIncomeHousing #TaxReduction #RealEstateDevelopment #TaxLiens #TaxDeeds #PassiveIncome #AlternativeInvestments #NicheInvesting #TaxSales #AffordableHousing

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