Episode 3 is all about the wonderful world of budgeting and I am joined by the ultimate budgeting expert Faith Archer, personal finance journalist and owner of Much More With Less website.

My new season of videos and podcasts for Mrs Mummypenny Talks is here. I have 13 incredible episodes winging their way to you every week.

Each focuses on a chapter of my book The Money Guide to Transform Your Life. I will be talking to best experts in the finance business about each subject area, giving the best guidance and tips on each area.

After looking at Money Mindset last week we need to shift to the first tool of money management. The spending diary and the budget that flow from that spending diary.

We share practical tips on how to get started and how to create that budget with ease. And how to stick to it. We share information in an easy to digest manner with all the tools mentioned here, so you don't have too much of hard work.

In here is a spending diary AND budgeting tool you can download and use for you own spending.

https://www.mrsmummypenny.co.uk/the-money-guide-to-transform-your-life-tools/

Faiths website and social links are here. Along with my book, available for sale from my website.

https://www.muchmorewithless.co.uk/

https://twitter.com/MuchMore_Less

You can buy my book here https://www.mrsmummypenny.co.uk/product/the-money-guide-to-transform-your-life/