Platform banking's role in the growth of fintech can hardly be understated, with companies including Monzo, N26, Revolut, Chime, Acorns, Betterment, MoneyLion and many, many more starting or expanding on top of regulated third-party banking partners.

Similarly, the promise of embedded finance, where non-bank brands and consumer experiences deliver banking and other financial services directly to customers is predicated on the availability of platform infrastructure.

Platform banking offerings are clearly fit for purpose, right? Far from it.

In today's conversation, Aman and I are joined by David Jarvis, founder of Griffin, a seed-stage platform bank in London, to discuss the current state of platform banking, the shortcomings of existing offerings and the role of the next generation of platform banks in delivering the future of finance.

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Thank you very much for joining us today. Please welcome, David Jarvis.