What should a retiree’s investment plan really look like? And how do you invest when the next market cycle might look nothing like the last?

In this episode, Rajeev Thakkar, CIO of PPFAS Mutual Fund, joins us to talk about their Dynamic Asset Allocation Fund — a strategy designed not for market timing, but for real-life goals like cash flows, capital preservation, and inflation protection.

We explore:

Why equity returns aren't guaranteed in the short term

How PPFAS balances debt and hedged equity

The logic behind staying in the 35–65% equity tax bracket

Why this fund may underperform in bull markets — by design

And who it’s really meant for: conservative investors, especially retirees

If you’re looking for a calmer, more predictable way to stay invested — this episode is for you.