👉 California residents: book your free estate planning strategy session at www.ocestateplanlawyer.com

Let's clear up one of the biggest myths in estate planning: debt doesn't pass down to your family when you die. If there's no co-signer or joint account holder, things like credit card balances, medical bills, and personal loans usually die with you.

In this episode, I explain how debt is handled during trust or probate administration, why your estate—not your heirs—is responsible for paying creditors, and how your inheritance can never go "negative."

I also talk about why setting up a revocable living trust is one of the best ways to protect your assets and control how things are distributed. Don't let internet myths or TikTok scare tactics fool you—your legacy isn't defined by debt.

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