Chat goes nuclear on PSA upcharges: what happens when you pull a monster and can’t afford the fee—do you sell the card to pay PSA? We tackle “predatory vs free market,” whether fees should be based on raw value (not the grade PSA assigns), guarantee caps and submitter exclusions, SGC/Beckett “a grade behind” takes, and why some collectors want a flat-fee or opt-out guarantee. We close with practical drought hacks—enjoying your existing PC, dollar-box therapy, and balancing content consumption vs actually playing with your cards.

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