https://www.youtube.com/watch?v=aSWKvjLqZ6Y

Most people struggle to get out from debt like they’re drowning in the ocean.  Like drowning, they waste energy, time, and money floundering and flailing instead of taking calculated, focused, strategically-timed strokes that would free them most efficiently. The Cash Flow Index removes this struggle.Before we dive into the Cash Flow Index, let's talk about why this happens.

Often, people focus on solving the wrong problem.  When it comes to paying off debt, most people are riveted on the interest they are paying. They let it steal their attention like a car accident in the other lane causes the rubber-necking drivers to lose focus on staying in their own lane.

When it comes to paying off debt, interest is only the second priority.  It plays second fiddle.

It’s cash flow that is the first priority.

A focus on interest rates is like a focus on all the deep scary ocean water, full of sea creatures below you.  It’s the wrong place to put your attention if you want to swim.  Don’t work to escape the water, work to reach the air.

Table of contents* Earlier in the Series on Debt* The Safest, Smartest Way to Pay off Debt* Where Paying off Debt Fits into Your Cash Flow System* Why Cash Flow Is Top Priority* Cash Flow Strategy for Paying off Debt* Step 1: Calculate the Cash Flow Index* What Does the Cash Flow Index Mean?* Ranking Your Cash Flow Index Scores* The Rate of Return on Paying Off Debt* Step 2: Use the Cash Flow Index to Create a Strategy* Should You Pay off Loans?* Consumptive vs. Productive Loans* Your Strategy Depends on Your Stewardship* The Best Strategy to Pay off Debt* #1) Continue making minimum payments.* #2) Build up savings.* #3) Keep an emergency fund.* #4) Find your lowest index loan.* #5) Pay off the loan all at once.* #6) Redirect new cash flow to savings.* Turbocharge Your Debt Pay-Off with Life Insurance* Refinancing and Loan Consolidation* Other Considerations* The Bottom Line* Start Increasing Your Cash Flow Today* The Whole Series on Debt